Investment fees calculator

Comparisons to other providers are based on our understanding of their published costs on their websites as of 14 June 2022, for trading shares and ETFs within a share dealing, ISA or SIPP account. The displayed fees only include the costs charged by your broker. They do not include any charges taken by product manufacturers, such as ETF management fees.

They are shown for illustrative purposes only. For confirmation of their up to date charges and product information, you should visit their websites.

When you invest, your capital is at risk. The value of your portfolio can go down as well as up, and you may get back less than you invest.

For ISAs and SIPPs, eligibility to invest and tax treatment depends on personal circumstances and may be subject to change. 
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​​SIPPs are a pension product designed for people who want to make their own investment decisions. You can normally only access the money from age 55 (set to rise to 57 from April 2028). This article is based on current rules, which can change, and tax relief depends on your personal circumstances. Freetrade does not currently offer drawdown products for our SIPP.

This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Competitor pricing:

Hargreaves Lansdown:
Monthly fees: ISA charges 0.45% a year on the value of shares in your account, capped at £45/year. SIPP charges 0.45% a year of the value of shares in your account, capped at £200/year.
Trading commission: We considered shared dealing charges based on the average number of trades done monthly within a year. Up to 9 deals per month £11.95/ trade, between 10 and 19 deals per month £8.95/ trade and £5.95/ trade for 20 or more deals per month. 
FX fees: Depending the value of the trade, FX charges are as follows: first £5,000 - 1.00%, next £5,000 - 0.75%, next £10,000 - 0.50% and over £20,000 - 0.25%.

AJ Bell:
Monthly fees: ISA charges 0.25% of the value of the shares in your account, capped at £3.5/month. SIPP charges 0.25% of the value of the shares in your account, capped at £10/month. No charge for cash transfers out of an ISA or SIPP to another UK provider. Transferring out the underlying assets to another provider is £9.95 per holding.
Trading commission: We considered shared dealing charges based on the average number of trades done monthly within a year. Up to 9 deals per month £9.95/ trade and £4.95/ trade for 10 or more deals per month.
FX fee reduces on a tiered scale, based on transaction value: for the first £10,000 is 0.75%, £10,001 - £20,000 is 0.50%, and 0.25% for over £20,000.

Interactive Investor:
Monthly fees: We considered all the charges based on their 'Investor plan', which is £9.99/ month. SIPP is £10 a month (inc VAT), payable monthly in addition to your service plan. The ‘Pension builder plan’ for £12.99/ month is a SIPP only account that doesn’t offer any commission free trades per year.
Trading commission: One free trade per month for the Investor plan, then £7.99 per trade.
FX fees: Depending the value of the trade, FX charges are as follows: £0 - £24,999.99 - 1.50%, £25,000 - £49,999.99 - 1.25%, £50,000 - £99,999.99 - 1%, £100,000 - £599,999.99 - 0.50% and £600,000 or more - 0.25%.