How much could your stocks and
shares ISA be worth?

Our ISA calculator can help you estimate how much your ISA could be worth in the future. Please remember this is just an example, the actual value of your ISA will depend on how your investments perform.

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Capital at risk.

Open an ISA

Make your savings work harder. Learn more about opening an ISA with Freetrade.

Transfer an ISA

Grow your savings, not your fees. Find out how to transfer your ISA by following the link below.

New to ISAs?

Read our stocks and shares ISA guide to see how an ISA could help you make more of your savings.

How to use our ISA calculator

Eligibility to invest into an ISA and the value of tax savings depends on personal circumstances and all tax rules may change.


Add the amount you're planning to invest into your ISA.


Tell us if you will contribute monthly or annually.


Let us know about any existing stocks and shares ISAs you plan to take into account.


Pick an estimated growth rate for your investments.


Tell us how long you plan to invest for.


Calculate how much your ISA could be worth.

About this ISA calculator

Your regular savings

We assume your ISA contributions won't change over time but in reality, you can increase or decrease them in line with your financial goals and circumstances.

Your growth rate

You can choose the rate of growth yourself or use the placeholder 5% growth rate. This rate sits within the FCA’s recommended range of 3.5% - 5.5% for stock returns after inflation.
This ISA calculator assumes the rate of growth will stay the same each year but in reality, it will vary over time.

Your charges

Your ISA estimate includes our Standard plan monthly fee of £4.99 per month.
The ISA calculator doesn’t include trading or investment-specific costs, these will depend on which investments you have.
It also does not include any changes to the price of your subscription account.

Simple pricing plans



GIA pink
General investment account


  • Commission-free trades (other charges may apply. See full pricing table.)
  • US fractional shares
  • Access to more than 1,500 stocks, including the most popular shares and ETFs


GIA white
General investment account
Stocks and shares ISA

Everything in Basic, plus:

  • Full range of over 6,000 US, UK and EU stocks and ETFs
  • Automated order types
  • Advanced stock fundamentals
  • 1% on uninvested cash, up to a maximum of £2,000


GIA white
General investment account
Stocks and shares ISA
SIPP white
Self-invested personal pension (SIPP)

Everything in Standard, plus:

  • 3% on uninvested cash, up to a maximum of £4,000
  • Priority customer service
  • Freetrade Web beta

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When you invest, your capital is at risk.