Pay less in fees

Save more for your future

Comparisons to other SIPP providers are based on our understanding of their published costs on their websites as at 22 January 2025, for a portfolio size of £10,000 and trades on shares and ETFs within a Self-Invested Personal Pension (SIPP). They are shown for illustrative purposes only. For confirmation of their up to date charges and product information, you should visit their websites.

Hargreaves Lansdown:
Subscription fee is based on the monthly 0.45% charge on the value of shares held in the SIPP, capped at £200/yr. Fee per trade reduces, depending on the number of trades executed in the previous month, to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Pension Essentials plan, which is a SIPP-only plan, and allows for a maximum portfolio size of £50,000. For portfolios above £50,000, customers are switched to the Pension Builder plan which costs £12.99/mo. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
Subscription fee is based on the monthly 0.25% charge on the value of shares held in the SIPP, capped at £10/mo. Fee per trade reduces to £3.50 if 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.