General Investment Account

Invest commission-free in the stock market. Get started within minutes, from as little as £2.

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Other charges apply. See our full pricing table.
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When you invest your capital is at risk. Authorised and regulated by the FCA.

Why invest with Freetrade?

With a General Investment Account in the tax year 20/21, you are subject to capital gains tax after earning £12,300, and subject to dividend tax after earning £2,000 per year in dividends. 

For the most tax-efficient account, check our Stock and Shares ISA, which allows you to invest up to £20,000 each year without having to pay capital gains or UK dividends tax.

Learn more about ISAs

Tax treatment depends on your individual circumstances and may be subject to future change.

How we compare

See how our investment account measures up against other providers.

Hargreaves Lansdown: Based on trades in the previous month, the fee per trade reduces to £8.95 per trades for 10-19 trades, and £5.95 for 20 or more trades.
FX fee reduces to 0.75% after £5,000 value of trades, 0.5% for the next £10,000 and to 0.25% for over £20,000 value of trades.
Interactive Investor: One free trade per month, then £7.99 per trade.
FX fee reduces on a tiered scale. Trades between £25,000 - £49,999 are 1.25%, £50,000 - £99,999.99 are 1%, £100,000 - £599,999 are 0.5%, and £600,000 - £999,999.99 are 0.25%.
AJ Bell: Each trade in shares and ETFs is £9.95. Fee per trade reduces to £4.95 when there were 10 or more share deals in the previous month.
The FX rate is 1% for trades up to the first £10,000, 0.75% for the next £10,000, 0.5% for the next £10,000 and is 0.25% for value over £30,000.

Updated 20th August 2020

How to buy shares

Discover

Build and track the portfolio that suits you.

Explore thousands of US and UK stocks and exchange-traded funds.

Buy and sell commission-free in just a few taps.

Portfolio

Build and track the portfolio that suits you with no fees or charges.

Discover

Explore hundreds of US and UK stocks and exchange-traded funds.

Invest

Buy and sell for free in just a few taps.

To help you get started with your investment account check out our resources on how to choose the best app, saving vs investing, risk management and how to open a brokerage account.

Learn about the basics of investing

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How to value stocks

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What can I invest in?

See which are the most traded shares by the total value of buy orders over the past week on the Freetrade app.

US and UK stocks

Invest in thousands of NYSE, NASDAQ and London Stock Exchange-listed companies across many sectors such as tech, energy, consumer staples or healthcare.
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Explore US & UK stocks

ETFs

Choose from a wide range of exchange-traded funds covering index funds, stock and bond ETFs from providers like Vanguard, iShares and Invesco, as well as HSBC and Xtrackers.

Explore ETFs

REIT stocks

Diversify your investments with REITs, which allow you to add residential or commercial real estate assets to your portfolio without the hassle of buying and managing the properties yourself.

Explore REIT stocks

Investment Trusts

Choose from over 150 investment trusts to diversify your portfolio across a wide range of sectors, geographical areas and markets worldwide.
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Explore Investment trusts

What people say about Freetrade

Allows anyone to become an investor. Helpful customer service. The community forum is an excellent resource for help, advice and general discussion if you are new to the game.
– David
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Really simple and effective interface and layout making it easy for beginners and experienced investors to get involved. Amazing customer support, always on hand and ready to help and a fantastic community.
– Oliver
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What a great app! Fee-free share dealing - who wouldn’t want that? Anyone like me who’s felt the pain of £10-£12 fees per transaction should really take a look at Freetrade.
– Ross
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Investment accounts

General investment accountTransfer general investment accountStocks and shares ISATransfer ISASIPP pensionFees and charges comparison

What to invest in

Fractional sharesUK, US and European stocksETFsInvestment trustsREIT stocksUpcoming IPOs

Guides to help you start

How to invest in stocksWhat is a stocks and shares ISAISA allowance explainedPension tax reliefWhat is a SIPP pensionWhat are dividend stocks

Download the app and start
investing now.

Freetrade does not provide investment advice and individual investors should make their own decisions or seek independent advice. The value of investments can go up as well as down and you may receive back less than your original investment. Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

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