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Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
 
Get Basic
Accounts include
  • icon of a banknote

    Stocks and shares ISA

    New
  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.99% on non-GBP trades

  • icon of a stack of coins

    1% AER on up to £1k uninvested cash

  • Icon of a pie-chart
and more...
Two white sparkling stars icon on a dark blue to purple gradient circular background.
Standard
£4.99
/Mo.
£59.88 billed annually
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart
and more...
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£9.99
/Mo.
£119.88 billed annually
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart
and more...
Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
 
Get Basic
Accounts include
  • icon of a banknote

    Stocks and shares ISA

    New
  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.99% on non-GBP trades

  • icon of a stack of coins

    1% AER on up to £1k uninvested cash

  • Icon of a pie-chart
and more...
Two white sparkling stars icon on a dark blue to purple gradient circular background.
Standard
£5.99
/Mo.
billed monthly
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart
and more...
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£11.99
/Mo.
billed monthly
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart
and more...
Trustpilot reviews

What our customer think

Fantastic experience! Really enjoy using the App. Very user friendly. Easy to navigate. Recently moved my old ISA to Freetrade. There were process was seamless and I was kept well informed through our the process. All together very pleased.
MAHEEN MATHEW
|

Read MAHEEN MATHEW's review on Trustpilot's website.

I used Freetrade for my Stocks and Shares ISA for several years. It is the best looking platform out there (you can easily track your performance over a custom period, super easy to make trades and navigate throughout). The customer support chat is very easy to use and response time is very quick. Would highly recommend.
IGOR MASA
|

Read IGOR MASA's review on Trustpilot's website.

Really straightforward transfer process (ISA and SIPP). Nice app and website. Good switching incentive too. Great customer service (I'm a plus customer).
JOSH
|

Read JOSH's review on Trustpilot's website.

What I love most: Commission-free trading: Buying and selling shares without hidden fees makes investing accessible to everyone. Fractional shares: You don’t need hundreds to invest in big-name companies—just a few pounds and a bit of curiosity. Slick design: The app feels modern and easy to navigate, even for beginners. Educational content: Their in-app insights and weekly emails help me understand the market better without being overwhelming. ISA and SIPP options: For those thinking long-term, it’s great to have tax-efficient accounts built right in. Whether you're dipping your toes into the stock market or managing a growing portfolio, Freetrade makes the experience feel empowering rather than intimidating. It’s not just an app—it’s a gateway to financial confidence.
HUSSAIN JERBI
|

Read HUSSAIN JERBI's review on Trustpilot's website.

What can i say, a great service, no charges for transactions, just a nice easy 1 yearly or monthly fee whichever you prefer. I have a SIPP & S&S Isa (think there are cheaper sipps, but if you have both products cannot see any cheaper). Keep up the good work, and please to get 5* just need employer contributions set up
DAFYDD
|

Read DAFYDD's review on Trustpilot's website.

The platform is easy to use offering general/ISA/SIPP accounts There is a huge range of stocks, ETFs, funds and gilts/treasuries. Responsive customer service. Interest on uninvested cash.
LOUISE DAVIES JONES
|

Read LOUISE DAVIES JONES's review on Trustpilot's website.

Great app - very intuitive & easy to use. Constantly improving the app, features and listing more instruments to invest in. Very excited specifically about the latest changes in the paid plans and making ISA free.
SAMI
|

Read SAMI's review on Trustpilot's website.

I have been using Freetrade platform to invest my ISA for the last 5 years. They have made easy to buy and sell shares. Their fees are reasonable. In my opinion they are far better than any other platform.
MAHER
|

Read MAHER's review on Trustpilot's website.

Easy way to manage a stocks and shares ISA. Dividends can be used to buy further shares instead of being hit by yet more tax. Tax efficient for your yearly allowance.
DHANOR
|

Read DHANOR's review on Trustpilot's website.

Moved my SIPP and ISA to Freetrade 2 years ago. Very low costs and very responsive customer service. Can't fault.
D D
|

Read D D's review on Trustpilot's website.

Compare all plan features

Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
Two white sparkling stars icon on a dark blue to purple gradient circular background.
Standard
£4.99
/Mo.
£59.88 billed annually
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£9.99
/Mo.
£119.88 billed annually

Accounts

Stocks and shares ISA
White checkmark on a black circle background
New
White checkmark on a black circle background
White checkmark on a black circle background
Junior stocks and shares ISA
White checkmark on a black circle background
New
White checkmark on a black circle background
New
White checkmark on a black circle background
New
Personal pension (SIPP)
White checkmark on a black circle background
New
White checkmark on a black circle background
New
White checkmark on a black circle background
General investment account (GIA)
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background

Benefits

Commission-free trades
Other charges may apply
Unlimited
Unlimited
Unlimited
FX Fee on non-GBP trades
0.99%
0.59%
0.39%
Interest on uninvested cash
1% on up to £1,000
2.5% on up to £2,000‍
3.5% on up to £3,000‍
Customer service
Standard
Standard
Priority
Enhanced stock fundamentals
White checkmark on a black circle background
White checkmark on a black circle background
Free same-day withdrawals
White checkmark on a black circle background
Access to Freetrade’s full universe of stocks, ETFs, funds, and investment trusts
8,600+
New
8,600+
8,600+
US fractional shares
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background
New
White checkmark on a black circle background
New
White checkmark on a black circle background
New
White checkmark on a black circle background
New
White checkmark on a black circle background
White checkmark on a black circle background
Early access to new beta features
White checkmark on a black circle background
Automated order types, including recurring orders, limit orders, and stop losses
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background
Extended hours trading
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background
Access to mobile app and web platform
White checkmark on a black circle background
White checkmark on a black circle background
White checkmark on a black circle background

Before transferring you should check you will not lose valuable guarantees and that you understand any transfer charges that your existing provider may apply.

Compare our pricing

See how we stack up against the competition. Compare our plans to different portfolio sizes to ensure you’re making the best choice for your needs.
Scenario: you have £10,000 invested in a General Investment Account (GIA) and make two trades per month. One trade is a UK stock worth £250, and the other is a US stock worth £250.
Portfolio value
Subscription fee
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£10,000
£0
£0
dealing commission
£0
dealing commission
£29.70
£29.70
£10,000
£45.93
£83.40
dealing commission
£83.40
dealing commission
£29.70
£242.43
£10,000
£71.88
£47.88
dealing commission
£47.88
dealing commission
£22.50
£190.14
£10,000
£32.90
£60.00
dealing commission
£60.00
dealing commission
£22.50
£175.40

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: There is a 0.35% charge on the value of shares held in the share dealing account, ISA and SIPP, capped at £12.50/mo for the all three accounts. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more. The illustration assumes £6.95 trade per fee and 0.99% FX fee.

‍Interactive Investor: Subscription fee is based on the Core plan at £5.99/mo, which allows for a maximum portfolio size of £100,000. For portfolios above this, customers are switched to the Plus plan, which costs £14.99/mo. ii platform fees are charged per customer and have been allocated to GIA for modelling. The FX rate varies by plan: 0.75% on Core, 0.75% on the first £50,000 and 0.25% for over £50,000 on the Plus plan, 0.25% on the Premium plan.

AJ Bell: There is a 0.25% charge on the value of shares held in the share dealing account, ISA and SIPP. The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. The illustration assumes a discounted £3.50 fee per trade which is applied when 10 or more trades were executed in the previous month. The standard fee per trade is £5. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.

‍

‍

Scenario: You have £10,000 in a General Investment Account (GIA) and £40,000 in a Stocks and Shares ISA. You make four trades per month: two UK stock trades worth £250 each and two US stock trades worth £250 each.
Portfolio value
GIA value
ISA value
Subscription fee
GIA
Subscription fee
ISA
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£50,000
£10,000
£40,000
£0
£0
£0
dealing commission
£0
dealing commission
£59.40
£59.40
£50,000
£10,000
£40,000
£45.93
£147.91
£166.80
dealing commission
£166.80
dealing commission
£59.40
£586.84
£50,000
£10,000
£40,000
£71.88
£0
£95.76
dealing commission
£95.76
dealing commission
£45.00
£308.40
£50,000
£10,000
£40,000
£32.90
£42.00
£120.00
dealing commission
£120.00
dealing commission
£45.00
£359.90

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: There is a 0.35% charge on the value of shares held in the share dealing account, ISA and SIPP, capped at £12.50/mo for the all three accounts. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more. The illustration assumes £6.95 trade per fee and 0.99% FX fee.

Interactive Investor: Subscription fee is based on the Core plan at £5.99/mo, which allows for a maximum portfolio size of £100,000. For portfolios above this, customers are switched to the Plus plan, which costs £14.99/mo. ii platform fees are charged per customer and have been allocated to GIA for modelling. The FX rate varies by plan: 0.75% on Core, 0.75% on the first £50,000 and 0.25% for over £50,000 on the Plus plan, 0.25% on the Premium plan.

AJ Bell: There is a 0.25% charge on the value of shares held in the share dealing account, ISA and SIPP. The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. The illustration assumes a discounted £3.50 fee per trade which is applied when 10 or more trades were executed in the previous month. The standard fee per trade is £5. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.

‍

Scenario: you have £10,000 in a General Investment Account (GIA), £40,000 in a Stocks and Shares ISA, and £50,000 in a Self-Invested Personal Pension (SIPP). You make six trades per month: three UK stock trades worth £250 each and three US stock trades worth £250 each.
Portfolio value
GIA value
ISA value
SIPP value
Subscription fee
GIA
Subscription fee
ISA
Subscription fee
SIPP
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£100,000
£10,000
£40,000
£50,000
£0
£0
£0
£0
dealing commission
£0
dealing commission
£89.10
£89.10
£100,000
£10,000
£40,000
£50,000
£45.93
£147.91
£150.00
£250.20
dealing commission
£250.20
dealing commission
£89.10
£933.34
£100,000
£10,000
£40,000
£50,000
£179.88
£0
£0
£95.76
dealing commission
£143.64
dealing commission
£67.50
£486.78
£100,000
£10,000
£40,000
£50,000
£32.90
£42.00
£120.00
£180.00
dealing commission
£180.00
dealing commission
£67.50
£622.40

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: There is a 0.35% charge on the value of shares held in the share dealing account, ISA and SIPP, capped at £12.50/mo for the all three accounts. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more. The illustration assumes £6.95 trade per fee and 0.99% FX fee.

Interactive Investor: Subscription fee is based on the Core plan at £5.99/mo, which allows for a maximum portfolio size of £100,000. For portfolios above this, customers are switched to the Plus plan, which costs £14.99/mo. ii platform fees are charged per customer and have been allocated to GIA for modelling. The FX rate varies by plan: 0.75% on Core, 0.75% on the first £50,000 and 0.25% for over £50,000 on the Plus plan, 0.25% on the Premium plan.

AJ Bell: There is a 0.25% charge on the value of shares held in the share dealing account, ISA and SIPP. The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.

‍

Scenario: you have £20,000 in a General Investment Account (GIA), £80,000 in a Stocks and Shares ISA, and £150,000 in a Self-Invested Personal Pension (SIPP). You make eight trades per month: four UK stock trades worth £250 each and four US stock trades worth £250 each.
Portfolio value
GIA value
ISA value
SIPP value
Subscription fee
GIA
Subscription fee
ISA
Subscription fee
SIPP
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£250,000
£20,000
£80,000
£150,000
£0
£0
£0
£0
dealing commission
£0
dealing commission
£118.80
£118.80
£250,000
£20,000
£80,000
£150,000
£80.88
£150.00
£150.00
£333.60
dealing commission
£333.60
dealing commission
£118.80
£1,166.88
£250,000
£20,000
£80,000
£150,000
£179.88
£0
£0
£143.64
dealing commission
£191.52
dealing commission
£90.00
£605.04
£250,000
£20,000
£80,000
£150,000
£42.00
£42.00
£120.00
£240.00
dealing commission
£240.00
dealing commission
£90.00
£774.00

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: There is a 0.35% charge on the value of shares held in the share dealing account, ISA and SIPP, capped at £12.50/mo for the all three accounts. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more. The illustration assumes £6.95 trade per fee and 0.99% FX fee.

Interactive Investor: Subscription fee is based on the Plus plan at £14.99 per month, as the portfolio exceeds £100,000. ii platform fee is per customer and we have allocated to GIA for modelling. The Plus plan includes one free trade credit per month, worth £3.99, which has been applied to UK trading in the GIA account in this calculation. Standard trading fees are £3.99 per trade on Core and Plus plans for UK and US shares and ETFs, reduced to £2.99 on the Premium plan. FX fees vary by plan, with 0.75% on Core, 0.75% on the first £50,000 and 0.25% above £50,000 on Plus, and 0.25% on Premium.

AJ Bell: There is a 0.25% charge on the value of shares held in the share dealing account, ISA and SIPP. The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.

Other charges may apply. When you invest your capital is at risk.

You're just minutes away from commission-free investing

CAPITAL AT RISK. ISA and SIPP RULES AND OTHER CHARGES MAY APPLY.