SIMPLE INVESTING WITH THE RIGHT PLAN

Costs are based on those published costs on the other providers’ websites as of 31 August 2024. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Freetrade:
Subscription fee is based on the equivalent monthly cost of the Standard subscription fee if paid annually.

Hargreaves Lansdown:
There is no charge for a share dealing account, which is the equivalent to a general investment account (GIA). There is a 0.45% charge on the value of shares held in the ISA and the SIPP, capped at £3.75/mo for the ISA, and £200/yr for the SIPP. Dealing commission is charged per trade (buy or sell) and reduces, depending on the number of trades executed in the previous month, to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Pension Essentials plan, with the £4/mo GIA and ISA add-on. The Pension Essentials plan allows for a maximum SIPP portfolio size of £50,000. For portfolios above £50,000, customers are switched to the Pension Builder plan which costs £12.99/mo. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
There is a 0.25% charge on the value of shares held in the ISA, SIPP and/or dealing account, which is the equivalent to a general investment account (GIA). The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. Fee per trade reduces to £3.50 if 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.