General investment account (GIA)
Stocks and shares ISA
(other charges may apply).
1% interest on a maximum £2k uninvested cash
3% interest on a maximum £4k uninvested cash
Freetrade Web beta
Advanced stock fundamentals
US fractional shares
FX Rate - Basic plan
Exchange rate + 0.99%
Spot rate + 1%
Spot rate + 1.5%
Spot rate + 0.75%
Other charges apply. When you invest your capital is at risk.
Comparisons to other providers are based on published costs on their websites as of 23 August 2023, for a portfolio size of £5,000 and trades on shares and ETFs within a general investment account (GIA).
Hargreaves Lansdown: Trade cost is based on the number of trades in the previous month. The £11.95 fee per trade reduces to £8.95 per trade for 10-19 trades in the last month and £5.95 for 20 or more trades. FX reduces from 1% to 0.75% after the first £5,000 deposited, 0.5% after £10,000 and 0.25% over £20,000.
Interactive Investor: The Investor Essentials plan charges a monthly subscription fee of £4.99 and allows for a portfolio worth up to £30,000 max. This plan charges £5.99 per trade. FX for trades between £25,000 - £49,999 reduces to 1.25%. For portfolios over £30,000, customers are required to subscribe to a different plan, starting at £9.99, and FX reduces on a tiered scale.
AJ Bell: Custody charge of 0.25% of your investments’ value is calculated by dividing by 12, and so is payable monthly. This charge is capped at £3.50 per month. Trade cost for shares and ETFs is £9.95 per trade for up to 9 trades in the last month, then £4.95 per trade for 10+ trades. FX reduces on a tiered scale. FX for trades on the first £10,000 is 0.75%, £10,001 - £20,000 is 0.50%, and 0.25% for over £20,000.