GILTs
Add fixed-income exposure with gilts
Now on Freetrade. Add steady, fixed income to your portfolio with these low-risk government bonds.
When you invest, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest. Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
Diversify with gilts
A low-risk option for your portfolio, gilts are UK government bonds that offer:
- A fixed dividend or coupon every six months
- A repayment of the face value of the gilt at maturity
For added flexibility, you can hold gilts until their maturity or sell at any time.
While dividends and repayment at maturity are known, market prices fluctuate. Your return will vary depending on the timing of your trades and market interest rates.
Gilts are available to all Freetrade customers.
While dividends and repayment at maturity are known, market prices fluctuate. Your return will vary depending on the timing of your trades and market interest rates.
Gilts are available to all Freetrade customers.
Get stable, predictable returns
Gilts pay out regular, fixed dividends every six months.
Backed by the UK government, gilts are considered secure investments. To date, the British government has never failed to make interest or principal payments on gilts.
Backed by the UK government, gilts are considered secure investments. To date, the British government has never failed to make interest or principal payments on gilts.
Fund your financial goals
Choose from a range of maturities to match your savings timelines. Get predictable income in the meantime.
Symbol
TR32
TG61
TG33
TG46
TR28
TN28
T53
Maturity
7 Jun 2032
22 Oct 2061
31 Jul 2033
31 Jan 2046
7 Dec 2028
31 Jan 2028
22 Oct 2053
Annual coupon rate
(paid semi-annually)
(paid semi-annually)
4 1/4%
1/2%
7/8%
7/8%
6%
1/8%
3 3/4%
Coupon dates
7 Jun/Dec
22 Apr/Oct
31 Jan/Jul
31 Jan/Jul
7 Jun/Dec
31 Jan/Jul
22 Apr/Oct
always do your own research
Invest tax-efficiently
You can hold gilts in your ISA or SIPP to save on UK tax.
Used up your allowance? Even in a GIA, there’s no capital gains tax applied when you sell or redeem a gilt. However, in a GIA, dividends may be liable to income tax.
Always do your own research. ISA and SIPP eligibility rules apply. Tax treatment depends on personal circumstances and current rules may change.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.
At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.
At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.
FAQs
What is a gilt?
What types of gilts are there?
What’s the difference between the nominal amount of a gilt and the price of a gilt?
What impacts the market price of gilts?
How are gilt prices quoted?
How are gilts different from other bonds?
What is the difference between the dividend, the running yield, and the yield-to-maturity?
What are the tax implications of investing in gilts?
Who can trade gilts on Freetrade?
Why invest in gilts?
Are gilts risk-free?
Are gilts the same as UK Treasury bills?
Can I redeem my gilt earlier than the maturity date?
On my contract note, there is a negative value for ‘Accrued interest’ or ‘Days interest’. Why is it negative?
