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Mutual funds on Freetrade
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What are mutual funds
Mutual funds give you instant access to a ready-made, diversified portfolio.
When you invest in a mutual fund, a professional manager pools your money with other investors' to invest it into a basket of assets like company shares, bonds, or a mix of both. Instead of picking individual investments yourself, you buy units in the overall fund.
Types of funds
With hundreds funds to choose from, there’s something for every investor.
Here are some of the most popular categories we offer:
Here are some of the most popular categories we offer:
Multi-asset funds
All-in-one portfolios that mix shares and bonds.
Great if you want instant diversification without picking lots of assets yourself.
Popular multi-asset funds:
- Vanguard LifeStrategy 80% Equity - growth-focused, approximately 80% shares / 20% bonds.
- Vanguard LifeStrategy 60% Equity - balanced mix, 60% shares / 40% bonds.
- HSBC Balanced Fund - a straightforward blend of global shares and bonds.
Equity funds
Invest mainly in company shares.
Higher risk than bonds, but with greater potential for long-term growth.
Popular multi-asset funds:
- HSBC FTSE All World Index - tracks thousands of companies worldwide.
- Fidelity Index World Fund - low-cost way to access developed markets.
- L&G Global Equity Index - simple, broad exposure to global shares.
Bond funds
Funds that lend to governments and companies.
Generally steadier than equities, they aim to provide income and stability.
Popular multi-asset funds:
- Vanguard Global Bond Index - global government and corporate bonds, GBP-hedged.
- Royal London Corporate Bond - invests in high-quality company bonds.
- Fidelity Strategic Bond - a flexible approach to managing bond markets.
Other funds types you can choose from include: property, infrastructure, income-focused, and sustainability. You'll find hundreds of funds on Freetrade.
Remember, always do your own research.
How much are fees costing you?
Explore how choosing a provider with lower fees can boost your long-term returns. Enter a few details to see your potential savings with Freetrade. Illustrative only, excludes FX.
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Projection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.
Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
Don't let tax eat into your returns
Choose from tax-efficient account options to keep more of your returns.
ISA
Free to open
Individual savings account
No UK tax on growth or dividends. A great way to build wealth tax-free.
SIPP
Free to open
Self-invested personal pension
Save for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.
GIA
Free to open
General investment account
A flexible account if you’ve used your ISA allowance or don’t want a pension.
Most investors start with an ISA, use a SIPP for long-term retirement saving, and keep a GIA for extra flexibility.
ISA and SIPP rules apply. Tax treatment depends on personal circumstances and current rules may change.
How it works
Choose from tax-efficient account options to keep more of your returns.
Invest in seconds
Choose a mutual fund, enter an amount, and place your order commission-free.
Web
App
Discover new opportunities
Search by ticker name, explore categories, or browse popular investments - all in one place.
Web
App
Move money with ease
Add funds instantly and withdraw when you need to; securely and hassle-free.
Web
App
Track your performance
See how your investments are doing at a glance, with real-time updates and simple visuals.
Web
App
Capital at risk. Always do your own research. Other charges may apply.
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Investing for everyone
We believe investing should be open to everyone, not just the wealthy or the experts.
That’s why we’ve built a simple, transparent platform that empowers people to invest for the long term. Whether you're just starting or growing your portfolio, Freetrade is designed to help you take control of your financial future with confidence.
Get started in minutes
Investing made simple. No jargon, no hidden fees.
Step 1
Download the app or use web
Available on iOS, Android, and Web
Step 2
Open an account
Choose an ISA, GIA, or SIPP
Step 3
Add money
Top-up securely from your bank
Step 4
Pick your investments
Explore hundreds of funds
Step 5
Invest commission-free
Start building your portfolio with confidence
Step 6
Track and grow
Monitor your portfolio and learn as you go
ISA and SIPP rules and other charges may apply.
Hear what people really think
Explore honest reviews and comparisons from investors who’ve tried Freetrade
When you invest, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest.
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