Keeping your money safe

Cash and investments you hold with Freetrade may be protected by the Financial Services Compensation Scheme.

Eligible deposits we hold for you are protected up to £120,000 per person, per financial institution, and investments are protected up to £85,000.

These guarantees protect you in the unlikely event that Freetrade goes out of business. FSCS protection does not provide compensation for losses related to investment performance.

We use industry-leading security measures to protect your Freetrade account and personal data, including secure login controls and multi-factor authentication.

• App PIN and biometric login
  Your Freetrade app is locked behind a PIN you choose, adding an extra layer of protection even if your phone is unlocked. You can also enable fingerprint or Face ID for secure, quick access.
• Multi-factor authentication (MFA)
  For web and app access, you can enable SMS or an authentication app to add an extra verification step when signing in.
• Personal data protection
  We protect your personal data using secure systems, access controls, and monitoring, and only share it where necessary to provide our services.