BASIC PLAN

Your free investing plan

£0.00

/Mo.

Get all the investing essentials with Basic:

A free ISA, personal pension, Junior ISA, and general investment account
Unlimited commission-free investing in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.
Automated orders (Limit orders and stop losses)
Early market access with pre-market trading
1% AER on up to £1,000 in uninvested cash

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Start building your wealth, your way.

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Open your account

Mobile phone showing the Freetrade app's portfolio screen in dark mode.

Capital at risk. Other charges may apply. SIPP and ISA rules apply.

Oval badge with text: Which? Great Value, Stocks & Shares ISA, March 2026

Boring Money award badge for Best for ETFs 2026 with five pink stars in a purple circle.

Boring Money award badge labeled Best For Share Traders 2026 with five pink stars on top.

Boring Money award badge with five stars, 'Best for Low Cost ISA 2026' text.

Boring Money award badge for Best Low Cost SIPP over £50K for 2026 with five stars

Boring Money Value for Money Winner 2026 badge with five gold stars on dark blue background.

Included in Freetrade Basic

Accounts

Stocks and shares ISA

New

Junior stocks and shares ISA

New

Personal pension (SIPP)

New

General Investment Account

Benefits

Unlimited commission-free trades

1% AER on up to £1,000 uninvested cash
FX fee of 0.99% on non-GBP trades

Invest in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.

New

Mutual funds and gilts

New

Simple investing with ready-made portfolios

New

US fractional shares
Automated order types, including recurring orders
Early market access with pre-market trading

Trustpilot reviews

Join over 1.6 million users

Very easy to use and very cost effective way of managing an ISA.

RUSSELL PICKETT

What I love most: Commission-free trading: Buying and selling shares without hidden fees makes investing accessible to everyone. Fractional shares: You don’t need hundreds to invest in big-name companies—just a few pounds and a bit of curiosity. Slick design: The app feels modern and easy to navigate, even for beginners. Educational content: Their in-app insights and weekly emails help me understand the market better without being overwhelming. ISA and SIPP options: For those thinking long-term, it’s great to have tax-efficient accounts built right in. Whether you're dipping your toes into the stock market or managing a growing portfolio, Freetrade makes the experience feel empowering rather than intimidating. It’s not just an app—it’s a gateway to financial confidence.

HUSSAIN JERBI

It’s been a good experience the first time I am in control of my investments in my isa and general investment. Education that comes with the app and the community to help.

JENNIFER

Having tried all the other share trading apps, I have come to the conclusion that Freetrade is the best 10/10. That’s why I chose them for my SIPP.

CUSTOMER

I used Freetrade for my Stocks and Shares ISA for several years. It is the best looking platform out there (you can easily track your performance over a custom period, super easy to make trades and navigate throughout). The customer support chat is very easy to use and response time is very quick. Would highly recommend.

IGOR MASA

I have been using Freetrade platform to invest my ISA for the last 5 years. They have made easy to buy and sell shares. Their fees are reasonable. In my opinion they are far better than any other platform.

MAHER

I've used freetrade for a few years now. I'm using it to give me one of a variety of incomes as i head in to retirement,(mostly uk dividend shares in my modest portfolio). My basic isa account is free to use, what's not to like!

ROB MC

Great app - very intuitive & easy to use. Constantly improving the app, features and listing more instruments to invest in. Very excited specifically about the latest changes in the paid plans and making ISA free.

SAMI

A charge (£0) free ISA, that’s easy to use with a wide range of investments offered. It seems to good to be true, but I’ve used it now for 18 months without a glitch. The customer care is responsive to questions and very positive and helpful when you need assistance. I’ve just transferred more cash into my account and it was a doddle, just use the button in Freetrade and it fills in its details for the bank transfer so there are no mistakes, the transfer took seconds.

MARK M

What can i say, a great service, no charges for transactions, just a nice easy 1 yearly or monthly fee whichever you prefer. I have a SIPP & S&S Isa (think there are cheaper sipps, but if you have both products cannot see any cheaper). Keep up the good work, and please to get 5* just need employer contributions set up

DAFYDD

INVEST UP TO £20,000 EACH TAX YEAR

Build a portfolio free from capital gains tax and UK dividend tax.

Open an ISA

ISA RULES APPLY.

Your Freetrade Personal Pension (SIPP)

Bring your pensions under one roof and choose how you want to save for your retirement.

Combine your pensions

White jagged line graph on black background showing fluctuations with an upward spike at the end.

US dividends received into your SIPP may be subject to US withholding tax. Pensions that are transferred to the Freetrade SIPP may lose the protected pension age benefit. This means that you will not be able to draw the monies from the Freetrade SIPP until you are aged 57. Please ensure you know what this means for you and the effect it may have on you and your savings.

Check before you transfer a pension to us that we can accept your investments, you won’t lose any guarantees, and that you know what charges you may incur. Seek advice if you are unsure about making a transfer.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.