BASIC PLAN

Your free investing plan

£0.00

/Mo.

Get all the investing essentials with Basic:

A free ISA, personal pension, Junior ISA, and general investment account
Unlimited commission-free investing in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.
Automated orders (Limit orders and stop losses)
Early market access with pre-market trading
1% AER on up to £1,000 in uninvested cash

‍

Start building your wealth, your way.

‍

Open your account

Mobile phone showing the Freetrade app's portfolio screen in dark mode.

Capital at risk. Other charges may apply. SIPP and ISA rules apply.

Oval badge with text: Which? Great Value, Stocks & Shares ISA, March 2026

Boring Money award badge for Best for ETFs 2026 with five pink stars in a purple circle.

Boring Money award badge labeled Best For Share Traders 2026 with five pink stars on top.

Boring Money award badge with five stars, 'Best for Low Cost ISA 2026' text.

Boring Money award badge for Best Low Cost SIPP over £50K for 2026 with five stars

Boring Money Value for Money Winner 2026 badge with five gold stars on dark blue background.

Included in Freetrade Basic

Accounts

Stocks and shares ISA

New

Junior stocks and shares ISA

New

Personal pension (SIPP)

New

General Investment Account

Benefits

Unlimited commission-free trades

1% AER on up to £1,000 uninvested cash
FX fee of 0.99% on non-GBP trades

Invest in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.

New

Mutual funds and gilts

New

Simple investing with ready-made portfolios

New

US fractional shares
Automated order types, including recurring orders
Early market access with pre-market trading

Trustpilot reviews

Join over 1.6 million users

I’ve been very impressed, a 10x improvement from Hargreaves Lansdown. The transfer of my SIPP was very well managed with excellent communication all the way. Then the actual platform is very good. My SIPP used to be with HL and that platform is ancient and expensive. I like the PM trading being available with zero fees except foreign exchange rates. Wish I’d moved earlier!

RUAN SMIT

Really straightforward transfer process (ISA and SIPP). Nice app and website. Good switching incentive too. Great customer service (I'm a plus customer).

JOSH

Great app - very intuitive & easy to use. Constantly improving the app, features and listing more instruments to invest in. Very excited specifically about the latest changes in the paid plans and making ISA free.

SAMI

The platform is easy to use offering general/ISA/SIPP accounts There is a huge range of stocks, ETFs, funds and gilts/treasuries. Responsive customer service. Interest on uninvested cash.

LOUISE DAVIES JONES

Moved my SIPP and ISA to Freetrade 2 years ago. Very low costs and very responsive customer service. Can't fault.

D D

Great app and service. Fantastic choice for SIPP and ISA investment.

IAN C.

Having tried all the other share trading apps, I have come to the conclusion that Freetrade is the best 10/10. That’s why I chose them for my SIPP.

CUSTOMER

Consolidated my pension pots into a SIPP and ISA on a single platform. Excellent access to US market. Very reasonable account fees, low FX fees and no brokerage fees.

EVERTON SOUSA

A charge (£0) free ISA, that’s easy to use with a wide range of investments offered. It seems to good to be true, but I’ve used it now for 18 months without a glitch. The customer care is responsive to questions and very positive and helpful when you need assistance. I’ve just transferred more cash into my account and it was a doddle, just use the button in Freetrade and it fills in its details for the bank transfer so there are no mistakes, the transfer took seconds.

MARK M

Really good service and support. Really enjoyed using the app for my SIPP

GARY WOODWARD

INVEST UP TO £20,000 EACH TAX YEAR

Build a portfolio free from capital gains tax and UK dividend tax.

Open an ISA

ISA RULES APPLY.

Your Freetrade Personal Pension (SIPP)

Bring your pensions under one roof and choose how you want to save for your retirement.

Combine your pensions

White jagged line graph on black background showing fluctuations with an upward spike at the end.

US dividends received into your SIPP may be subject to US withholding tax. Pensions that are transferred to the Freetrade SIPP may lose the protected pension age benefit. This means that you will not be able to draw the monies from the Freetrade SIPP until you are aged 57. Please ensure you know what this means for you and the effect it may have on you and your savings.

Check before you transfer a pension to us that we can accept your investments, you won’t lose any guarantees, and that you know what charges you may incur. Seek advice if you are unsure about making a transfer.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.