BASIC PLAN

Your free investing plan

Name: Basic Plan
Brand: Freetrade
Availability: InStock

£0.00

/Mo.

Get all the investing essentials with Basic:

A free ISA, personal pension, Junior ISA, and general investment account
Unlimited commission-free investing in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.
Automated orders (Limit orders and stop losses)
Early market access with pre-market trading
1% AER on up to £1,000 in uninvested cash

‍

Start building your wealth, your way.

‍

Open your account

Mobile phone showing the Freetrade app's portfolio screen in dark mode.

Capital at risk. Other charges may apply. SIPP and ISA rules apply.

Oval badge with text: Which? Great Value, Stocks & Shares ISA, March 2026

Boring Money award badge for Best for ETFs 2026 with five pink stars in a purple circle.

Boring Money award badge labeled Best For Share Traders 2026 with five pink stars on top.

Boring Money award badge with five stars, 'Best for Low Cost ISA 2026' text.

Boring Money award badge for Best Low Cost SIPP over £50K for 2026 with five stars

Boring Money Value for Money Winner 2026 badge with five gold stars on dark blue background.

Included in Freetrade Basic

Accounts

Stocks and shares ISA

New

Junior stocks and shares ISA

New

Personal pension (SIPP)

New

General Investment Account

Benefits

Unlimited commission-free trades

1% AER on up to £1,000 uninvested cash
FX fee of 0.99% on non-GBP trades

Invest in 8,600+ global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.

New

Mutual funds and gilts

New

Simple investing with ready-made portfolios

New

US fractional shares
Automated order types, including recurring orders
Early market access with pre-market trading

Trustpilot reviews

Join over 1.6 million users

It’s been a good experience the first time I am in control of my investments in my isa and general investment. Education that comes with the app and the community to help.

JENNIFER

Very easy to use and very cost effective way of managing an ISA.

RUSSELL PICKETT

I've used freetrade for a few years now. I'm using it to give me one of a variety of incomes as i head in to retirement,(mostly uk dividend shares in my modest portfolio). My basic isa account is free to use, what's not to like!

ROB MC

Great app - very intuitive & easy to use. Constantly improving the app, features and listing more instruments to invest in. Very excited specifically about the latest changes in the paid plans and making ISA free.

SAMI

Great app and service. Fantastic choice for SIPP and ISA investment.

IAN C.

Easy way to manage a stocks and shares ISA. Dividends can be used to buy further shares instead of being hit by yet more tax. Tax efficient for your yearly allowance.

DHANOR

Good experience transferring my SIPP over from Vanguard. Nice app, excellent customer support, keep up the great work.

DARSUNR-BRINDLE

Fantastic experience! Really enjoy using the App. Very user friendly. Easy to navigate. Recently moved my old ISA to Freetrade. There were process was seamless and I was kept well informed through our the process. All together very pleased.

MAHEEN MATHEW

Great, clear and easy to use app. SIPP is great value for money and allows you to pick individual stocks as well as ETFs

MARTIN ARNOLD

I’ve been very impressed, a 10x improvement from Hargreaves Lansdown. The transfer of my SIPP was very well managed with excellent communication all the way. Then the actual platform is very good. My SIPP used to be with HL and that platform is ancient and expensive. I like the PM trading being available with zero fees except foreign exchange rates. Wish I’d moved earlier!

RUAN SMIT

INVEST UP TO £20,000 EACH TAX YEAR

Build a portfolio free from capital gains tax and UK dividend tax.

Open an ISA

ISA RULES APPLY.

Your Freetrade Personal Pension (SIPP)

Bring your pensions under one roof and choose how you want to save for your retirement.

Combine your pensions

White jagged line graph on black background showing fluctuations with an upward spike at the end.

US dividends received into your SIPP may be subject to US withholding tax. Pensions that are transferred to the Freetrade SIPP may lose the protected pension age benefit. This means that you will not be able to draw the monies from the Freetrade SIPP until you are aged 57. Please ensure you know what this means for you and the effect it may have on you and your savings.

Check before you transfer a pension to us that we can accept your investments, you won’t lose any guarantees, and that you know what charges you may incur. Seek advice if you are unsure about making a transfer.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.