Comparison Disclosure
Costs are based on those published costs on the other providers’ websites as of 9 June 2025. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.
Freetrade:
Subscription fee is based on the equivalent monthly cost of the Standard subscription fee if paid annually. Mutual funds are currently only available with a Standard or Plus plan.
Interactive Investor:
Subscription fee is based on the Investor + SIPP plan, which gives customers access to a GIA, ISA and SIPP. The Investor plan allows for one free trade credit worth £3.99 per month. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more. Dealing commission on UK and US shares is £3.99 per trade, and EU shares are £9.99 per trade.
Hargreaves Lansdown:
There is a 0.45% charge on the value of funds held in your account, uncapped. Dealing commission reduces to £8.95 per share trade when 10-19 trades were executed in the previous month, or £5.95 when 20 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.
AJ Bell:
There is a 0.25% charge on the value of funds held in your account, uncapped. Dealing commission reduces to £3.50 per share trade when 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.