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Fund your future
Invest for the long term with mutual funds, now available on Freetrade.
Mutual funds pool money from investors to buy a mix of assets like stocks or bonds, managed by professionals to match the fund’s goals.
Not sure which stocks to pick? Maybe a fund is for you.
Instant diversification
Expert management
Convenience
There is no fee to hold funds on Freetrade, meaning more of your money stays invested and working for you.
Remember, like other investments, the value of funds can go down as well as up and you may get back less than you invest.
How to invest on Freetrade
Funds are currently in beta on Freetrade. With a Plus subscription, you can buy and sell from a select list of 22 Vanguard funds on the web platform.
Join today and start investing in over 6,200 stocks, ETFs, investment trusts and funds with our low-cost, intuitive platform.



Your low-cost fund platform
Freetrade:
Subscription fee is based on the equivalent monthly cost of the Plus subscription fee if paid annually. Mutual funds are currently only available with a Plus plan.
Interactive Investor:
Subscription fee is based on the Investor + SIPP plan, which gives customers access to a GIA, ISA and SIPP. The Investor plan allows for one free trade credit worth £3.99 per month. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more. Dealing commission on UK and US shares is £3.99 per trade, and EU shares are £9.99 per trade.
Hargreaves Lansdown:
There is a 0.45% charge on the value of funds held in your account, uncapped. Dealing commission reduces to £8.95 per share trade when 10-19 trades were executed in the previous month, or £5.95 when 20 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.
AJ Bell:
There is a 0.25% charge on the value of funds held in your account, uncapped. Dealing commission reduces to £3.50 per share trade when 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.
What's next for funds?
Over the coming months, we’ll be adding funds to the app, and building out the funds experience.
- Adding hundreds more funds
- Introducing more stats and data
- Offering corporate actions

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Funds on Freetrade
Mutual funds are in beta on Freetrade. This means you can buy and sell funds, and build your portfolio. Stay tuned as we build in more fund data, add it to the mobile app, and open up transfers.
There are currently 22 Vanguard mutual funds available on Freetrade.
LifeStrategy Funds | |
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GB00B4NXY349 | Vanguard LifeStrategy 20% Equity Fund A Gross (Accumulating) |
GB00B3ZHN960 | Vanguard LifeStrategy 40% Equity Fund A (Accumulating) |
GB00B3TYHH97 | Vanguard LifeStrategy 60% Equity Fund (Accumulating) |
GB00B4PQW151 | Vanguard LifeStrategy 80% Equity Fund (Accumulating) |
GB00B41XG308 | Vanguard LifeStrategy 100% Equity Fund (Accumulating) |
Target Retirement Funds | |
GB00BZ6VHV15 | Vanguard Target Retirement 2015 Fund (Accumulating) |
GB00BZ6VJB58 | Vanguard Target Retirement 2025 Fund (Accumulating) |
GB00BZ6VJD72 | Vanguard Target Retirement 2030 Fund (Accumulating) |
GB00BZ6VK781 | Vanguard Target Retirement 2040 Fund (Accumulating) |
GB00BF38WW17 | Vanguard Target Retirement 2060 Fund (Accumulating) |
GB00BF38WX24 | Vanguard Target Retirement 2065 Fund (Accumulating) |
Equity index funds | |
GB00B5B71Q71 | Vanguard U.S. Equity Index Fund (Accumulating) |
GB00BD3RZ582 | Vanguard FTSE Global All Cap Index Fund (Accumulating) |
GB00B59G4H82 | Vanguard FTSE U.K. Equity Income Index Fund GBP (Accumulating) |
GB00B59G4Q73 | Vanguard FTSE Developed World ex-U.K. Equity Index Fund GBP (Accumulating) |
GB00B5B71H80 | Vanguard FTSE Developed Europe ex-U.K. Equity Index Fund GBP (Accumulating) |
Actively managed equity funds | |
GB00BMV9B621 | Vanguard Global Capital Stewards Equity Fund (Accumulating) |
GB00BZ82ZT69 | Vanguard Global Equity Fund (Accumulating) |
GB00BZ82ZY13 | Vanguard Global Emerging Markets Fund (Accumulating) |
ActiveLife Climate Aware funds | |
GB00BMCQRZ38 | Vanguard ActiveLife Climate Aware 40-50% Equity Fund (Accumulating) |
GB00BZ830054 | Vanguard ActiveLife Climate Aware 60-70% Equity Fund (Accumulating) |
GB00BMCQS161 | Vanguard ActiveLife Climate Aware 80-90% Equity Fund (Accumulating) |
Learn more
Vanguard funds, explained
Freetrade Plus
Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.
ISA and SIPP eligibility rules apply. Tax treatment depends on personal circumstances and current rules may change.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.
At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.