Standard PLAN

Unlock more with Standard

From

£4.99

/Mo.

A free ISA, personal pension, Junior ISA, and general investment account
Get access to the full range of 8,600+ stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.
Explore advanced stock fundamentals, including analyst ratings and EPS estimates.
Earn 2.5% AER on up to £2,000 uninvested cash
FX fee of 0.59% on non-GBP trades

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Capital at risk. SIPP and ISA rules apply. Tax relief depends on your personal circumstances, and current rules can change. Other charges may apply.

Oval badge with text: Which? Great Value, Stocks & Shares ISA, March 2026

Boring Money award badge with five stars, 'Best for Low Cost ISA 2026' text.

Boring Money award badge for Best for ETFs 2026 with five pink stars in a purple circle.

Boring Money award badge for Best Low Cost SIPP over £50K for 2026 with five stars

Boring Money award badge labeled Best For Share Traders 2026 with five pink stars on top.

Tax-efficient and commission-free

Accounts

Stocks and shares ISA

Junior stocks and shares ISA

New

Personal pension (SIPP)

New

General Investment Account

Benefits

Unlimited commission-free trades

Trade USD and EUR stocks at the exchange rate + a 0.59% FX fee

US fractional shares

Access to 8,600+ investment choices including global stocks, funds, ETFs, trusts, bonds, UK Treasury bills, and more.

Mutual funds and gilts

Simple investing with
ready-made portfolios

Automated order types, including recurring orders

Early market access with pre-market trading

More stats and analysis, including analyst ratings and EPS estimates

2.5% AER on up to £2,000 uninvested cash

Trustpilot reviews

Join over 1.6 million users

Fantastic experience! Really enjoy using the App. Very user friendly. Easy to navigate. Recently moved my old ISA to Freetrade. There were process was seamless and I was kept well informed through our the process. All together very pleased.

MAHEEN MATHEW

Very easy to use and very cost effective way of managing an ISA.

RUSSELL PICKETT

Consolidated my pension pots into a SIPP and ISA on a single platform. Excellent access to US market. Very reasonable account fees, low FX fees and no brokerage fees.

EVERTON SOUSA

I've used freetrade for a few years now. I'm using it to give me one of a variety of incomes as i head in to retirement,(mostly uk dividend shares in my modest portfolio). My basic isa account is free to use, what's not to like!

ROB MC

What I love most: Commission-free trading: Buying and selling shares without hidden fees makes investing accessible to everyone. Fractional shares: You don’t need hundreds to invest in big-name companies—just a few pounds and a bit of curiosity. Slick design: The app feels modern and easy to navigate, even for beginners. Educational content: Their in-app insights and weekly emails help me understand the market better without being overwhelming. ISA and SIPP options: For those thinking long-term, it’s great to have tax-efficient accounts built right in. Whether you're dipping your toes into the stock market or managing a growing portfolio, Freetrade makes the experience feel empowering rather than intimidating. It’s not just an app—it’s a gateway to financial confidence.

HUSSAIN JERBI

Great, clear and easy to use app. SIPP is great value for money and allows you to pick individual stocks as well as ETFs

MARTIN ARNOLD

It's such a straightforward trading platform app, easy to use and navigate, the communication is almost instant if you want to query a problem or require assistance, I'm currently investing in my isa!

CLINTON JONES

I used Freetrade for my Stocks and Shares ISA for several years. It is the best looking platform out there (you can easily track your performance over a custom period, super easy to make trades and navigate throughout). The customer support chat is very easy to use and response time is very quick. Would highly recommend.

IGOR MASA

A charge (£0) free ISA, that’s easy to use with a wide range of investments offered. It seems to good to be true, but I’ve used it now for 18 months without a glitch. The customer care is responsive to questions and very positive and helpful when you need assistance. I’ve just transferred more cash into my account and it was a doddle, just use the button in Freetrade and it fills in its details for the bank transfer so there are no mistakes, the transfer took seconds.

MARK M

Moved my SIPP and ISA to Freetrade 2 years ago. Very low costs and very responsive customer service. Can't fault.

D D

INVEST UP TO £20,000 EACH TAX YEAR

Build a portfolio free from capital gains tax and UK dividend tax.

Open an ISA

Tax relief depends on your personal circumstances and can change.

Your Freetrade Personal Pension (SIPP)

Bring your pensions under one roof and choose how you want to save for your retirement.

Combine your pensions

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US dividends received into your SIPP may be subject to US withholding tax. Pensions that are transferred to the Freetrade SIPP may lose the protected pension age benefit. This means that you will not be able to draw the monies from the Freetrade SIPP until you are aged 57. Please ensure you know what this means for you and the effect it may have on you and your savings.

Check before you transfer a pension to us that we can accept your investments, you won’t lose any guarantees, and that you know what charges you may incur. Seek advice if you are unsure about making a transfer.
A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.

Access 8,600+ investment choices

Over 1,100 exchange-traded funds
London-listed large, mid, and small-cap stocks
NYSE, NASDAQ, and over-the-counter (OTC) stocks
European stocks listed in Paris, Amsterdam, Brussels, Vienna, Frankfurt, Lisbon, and Helsinki

View our range of stocks