Pricing

Compare our General Investment Account

The comparison to other providers is based on published costs on their websites as of 08 January 2021, for a portfolio size of £5,000 and trades on shares and ETFs within a General Investment Account.

When you invest, your capital is at risk.
The comparison is shown for illustrative purposes only. For confirmation of the most up to date competitor charges and product information you should visit their websites. See the exact broker costs used for the comparison here.

Compare our Stocks and Shares ISA

Your Stocks and Shares ISA costs a flat fee of £3/month, and there are no commissions for placing trades. For more information on how Freetrade ISA works, you can check our Stocks and Shares ISA page. Alternatively, if you did your research already and know this is right for you, start an ISA transfer.
Free
Trades
£3/mo
Stocks & Shares ISA fee
Yes
Fractional shares
Spot rate + 0.45%
FX rate
£11.95
Trades
0.45%
Stocks & Shares ISA fee
No
Fractional shares
Spot rate + 1%
FX rate
£7.99
Trades
£9.99/mo
Stocks & Shares ISA fee
No
Fractional shares
Spot rate + 1.5%
FX rate
£9.95
Trades
0.25%
Stocks & Shares ISA fee
No
Fractional shares
Spot rate + 1%
FX rate
Comparisons to other providers are based on published costs on their websites as of 08 January 2021, for a portfolio size of £5,000 and trades on shares and ETFs within a stocks and shares ISA. They are shown for illustrative purposes only. For confirmation of their up to date charges and product information you should visit their websites. See the exact broker costs used for the comparison here.

Compare our SIPP

Your SIPP costs a flat fee of £9.99/month, or £7/month if you are a Freetrade Plus member, and there are no commissions for placing trades. For more information on how Freetrade SIPP works, you can check our SIPP page. Alternatively, if you did your research already and know that SIPP pensions are right for you, you can start a pension transfer.

Disclaimer: Comparisons to other providers are based on our understanding of their published costs on their websites as at 08 January 2021, for trading shares and ETFs within a SIPP account. They are shown for illustrative purposes only. For confirmation of their up to date charges and product information, you should visit their websites.

Before initiating a pension transfer make sure that you believe, with the help of a financial adviser if required, that this is the right action for you to take. This requires you to read and understand the Freetrade
SIPP Key Features Document, Terms and Conditions, Charges Schedule and SIPP Declarations.

Comparison Disclosure ⓘ

Hargreaves Lansdown:

  • SIPP account charges 0.45% of the value of shares in your account, capped at £200/year.

  • Fee per trade reduces to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades.

  • FX fee reduces to 0.75% after £5,000 value of trades, 0.5% for the next £10,000 and to 0.25% for over £20,000 value of trades.

Interactive Investor:

  • For ease of comparison, we compared to the Investor Plan, where you get one free trade per month, then £7.99 per trade.

  • SIPP account charges £10/month, on top of the Investor Plan fee (£9.99/month).

  • FX fee reduces on a tiered scale, based on transaction value: £25,000 - £49,999 is 1.25%, £50,000 - £99,999.99 is 1%, £100,000 - £599,999 is 0.5%, and £600,000 - £999,999.99 is 0.25%.

AJ Bell:

  • SIPP account charges 0.25% of the value of the shares in your account, capped at £10/ month.

  • Fee per trade reduced to £4.95 when there were ten or more share deals in the previous month.

  • FX fee reduces on a tiered scale, based on transaction value: for the first £10,000 is 1.00%, £10,001 - £20,000 is 0.75%, £20,001 - £30,000 is 0.50% and 0.25% for over £30,000.

  • No charge for transfers out in cash to another UK registered pension scheme. £9.95 per holding (excluding VAT) for in specie transfers to another UK registered pension scheme. 

Full pricing

This is our full pricing structure. We have a freemium pricing model, where you can pay for extra features.
£
0
/mo
Free
Basic Orders
Learn more
Free
Instant Orders
Learn more
Free
General Investment Account
£3/mo
Stocks & Shares ISA
Spot rate + 0.45%
FX rate
Free
Bank transfer outgoing
Free
Bank transfer outgoing
Free
Bank transfer outgoing
Get the app now
£
9.99
/mo
Coming Soon
£
0
/mo
Everything in your existing Freetrade account, plus:
3% interest on cash, up to a max deposit of £4,000
Even more stocks
Limit orders
Stop losses
Priority customer service
Stocks and shares ISA
Curated stock collections
And much, much more.
Learn more

Calculator

Find out how much you could save with an account on Freetrade in a few easy steps.

Comparisons to other providers are based on our understanding of their published costs on their websites as of 08 January 2021, for trading shares and ETFs within a share dealing, ISA or SIPP account. The displayed fees only include the costs charged by your broker. They do not include any charges taken by product manufacturers, such as ETF management fees.
They are shown for illustrative purposes only. For confirmation of their up to date charges and product information, you should visit their websites.
When you invest, your capital is at risk. The value of your portfolio can go down as well as up, and you may get back less than you invest.

Competitor pricings:

Down arrow

Hargreaves Lansdown:
Monthly fees: ISA charges 0.45% a year on the value of shares in your account, capped at £45/year. SIPP charges 0.45% a year of the value of shares in your account, capped at £200/year.
Trading commission:
We considered shared dealing charges based on the average number of trades done monthly within a year. Up to 9 deals per month £11.95/ trade, between 10 and 19 deals per month £8.95/ trade and £5.95/ trade for 20 or more deals per month. 
FX fees:
Depending the value of the trade, FX charges are as follows: first £5,000 - 1.00%, next £5,000 - 0.75%, next £10,000 - 0.50% and over £20,000 - 0.25%.

AJ Bell:
Monthly fees:
ISA charges 0.25% of the value of the shares in your account, capped at £3.5/month. SIPP charges 0.25% of the value of the shares in your account, capped at £10/month. No charge for cash transfers out of an ISA or SIPP to another UK provider. Transferring out the underlying assets to another provider is £9.95 per holding.
Trading commission: We considered shared dealing charges based on the average number of trades done monthly within a year. Up to 9 deals per month £9.95/ trade and £4.95/ trade for 10 or more deals per month.
‍FX fees: Depending the value of the trade, FX charges are as follows: first £10,000 - 1.00%, next £10,000 - 0.75%, next £10,000 - 0.50% and over £30,000 - 0.25%. 

Interactive Investor:

Monthly fees: We considered all the charges based on their 'Investor account', which is £9.99/ month. SIPP is £10 a month (inc VAT), payable monthly in addition to your service plan.
Trading commission: One free trade per month, then £7.99 per trade.
FX fees: Depending the value of the trade, FX charges are as follows: £0 - £24,999.99 - 1.50%, £25,000 - £49,999.99 - 1.25%, £50,000 - £99,999.99 - 1%, £100,000 - £599,999.99 - 0.50% and £600,000 or more - 0.25%.

How to use the calculator

1. Select your Freetrade account type

Remember if you select Plus, you get an ISA included in the costs.

2. Enter how big your initial portfolio will be

This helps us to calculate your annual fees on other platforms that charge a percentage of total assets.

3. Enter how many UK share deals you expect to execute each year

We separate UK and US share deals to be able to better estimate fees.

4. Enter how many US share deals you expect to execute each year

We will use this number to estimate how much you could spend on foreign exchange fees.

5. Enter your expected trade amount

We never charge commission fees, but we’ll use this to calculate your FX costs.

6. Select how long you plan to invest for

This will help us to estimate the platform fees you could spend over your chosen investment horizon.

Frequently asked questions

What is a Basic Order?

Basic Orders are buy or sell orders that you place outside of stock market opening hours. We send them for execution the following day from the Cut-Off time. This Cut-Off time will be shown in our mobile application, on the order review screen. Basic orders may be sent for execution some time after the Cut-Off Time. Basic Orders are commission-free.

What is an Instant Order?

Instant Orders are buy or sell market orders that we execute at the time you place the order, as long as you place them during stock market opening hours. Instant Orders are commission-free.

What does commission-free mean for Basic and Instant Orders?

Commission-free means that we are not charging a fee for any buy or sell orders. That applies to all assets that you can buy on Freetrade. However, you may still incur charges when using Freetrade: 0.45% FX fee when trading in foreign markets and account subscription fees when you use an ISA, SIPP, or Plus account.

Do I pay stamp duty?

Stamp Duty Reserve Tax (SDRT) is a tax the UK government applies to the purchase of certain assets, including stocks. You'll pay 0.5% stamp duty of the value of the purchase (but not the sale) of UK stocks. But you won’t pay it on UK-listed ETFs, stocks listed on the AIM or US exchanges and other non-UK assets.

Is there a fee for transferring in from another provider?

You can currently transfer in a stocks and shares ISA, a cash ISA or an innovative finance ISA. We don’t charge any fees for transferring over from another provider. If the stocks in your existing ISA are in our universe, you can transfer them without selling. If not, you’ll need to sell them for cash. Then that cash can move over too in the same transfer. You can read more about how transfers work on our ISA transfer page.

Are there any exit fees for transferring out?

There are no exit fees for closing your Freetrade ISA. We don't currently offer stocks transfers out, we offer cash transfers.
We answer more questions on transfers on our dedicated ISA transfer page.

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