Compare our plans

SIMPLE INVESTING WITH THE RIGHT PLAN

Something for every investor
Save 17% when you choose an annual subscription.
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£4.99
/Month
£59.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£9.99
/Month
£119.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£5.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£11.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash

Compare features

Basic
Free
Standard
£4.99/mo
(£59.88/yr billed annually)
Plus
£9.99/mo
(£119.88/yr billed annually)
Accounts
General Investment Account (GIA)
Unlimited commission-free trades.
Stocks and shares ISA
Personal pension
Benefits
US fractional shares
Range of stocks
4,800+
6,200+
6,200+
Automated order types
Interest on uninvested cash
1% AER on up to £1,000
3% AER on up to £2,000
5% AER on up to £3,000
Customer service
Basic
Basic
Priority
Advanced stock fundamentals
Access to mobile app and web platform
FX fee
0.99%
0.59%
0.39%
Basic
Free
Standard
£5.99/mo
(billed monthly)
Plus
£11.99/mo
(billed monthly)
Accounts
General Investment Account (GIA)
Unlimited commission-free trades.
Stocks and shares ISA
Personal pension
Benefits
US fractional shares
Range of stocks
4,800+
6,200+
6,200+
Automated order types
Interest on uninvested cash
1% AER on up to £1,000
3% AER on up to £2,000
5% AER on up to £3,000
Customer service
Basic
Basic
Priority
Advanced stock fundamentals
Access to mobile app and web platform
FX fee
0.99%
0.59%
0.39%
Before transferring you should check you will not lose valuable guarantees and that you understand any transfer charges that your existing provider may apply.

Compare our pricing

See how we stack up against the competition. Compare our plans to different portfolio sizes to ensure you’re making the best choice for your needs.
Scenario: You have £10,000 invested in a General Investment Account (GIA) and make two trades per month. One trade is a UK stock worth £250, and the other a US stock worth £250.
Portfolio value
Subscription fee
Cost of UK trade
Cost of US trade
Monthly cost
£10,000
£0
Basic Plan
£0
Dealing commission
£0
Dealing commission
£2.48
Basic plan FX rate - 0.99%
£2.48
£10,000
£0
Share dealing account
£11.95
Dealing commission
£11.95
Dealing commission
£2.50
FX rate - 1%
£26.40
£10,000
£4.99
Investor Essentials plan
£3.99
Dealing commission
£3.99
Dealing commission
£3.75
FX rate - 1.5%
£16.72
£10,000
£2.08
0.25% dealing account fee
£5.00
Dealing commission
£5.00
Dealing commission
£1.88
FX rate - 0.75%
£13.96
Comparison Disclosure
Costs are based on those published costs on the other providers’ websites as of 31 August 2024. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Hargreaves Lansdown:
There is no charge for a share dealing account, which is the equivalent to a general investment account (GIA). Dealing commission is charged per trade (buy or sell) and reduces, depending on the number of trades executed in the previous month, to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Investor Essentials plan which allows for a maximum portfolio size of £50,000 across a GIA, ISA or combination of both. For portfolios above £50,000, customers are switched to the Investor Plan which costs £11.99/mo. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
There is a 0.25% charge on the value of shares held in the dealing account, which is the equivalent to a general investment account (GIA). This 0.25% charge is capped at £3.50/mo. Fee per trade (buy or sell) reduces to £3.50 if 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.
Scenario: You have £10,000 invested in a General Investment Account (GIA), and £40,000 invested in a stocks and shares ISA. You make two trades per month: one trade is a UK stock worth £250, and the other a US stock worth £250.
Portfolio value
Subscription fee
Cost of UK trade
Cost of US trade
Monthly cost
£50,000
£4.99
Standard plan
£0
Dealing commission
£0
Dealing commission
£1.48
Standard plan FX rate - 0.59%
£6.47
£50,000
£0
Share dealing account
£3.75
0.45% ISA fee
£11.95
Dealing commission
£11.95
Dealing commission
£2.50
FX rate - 1%
£30.15
£50,000
£4.99
Investor Essentials plan
£3.99
Dealing commission
£3.99
Dealing commission
£3.75
FX rate - 1.5%
£16.72
£50,000
£2.08
0.25% dealing account fee
£3.50
0.25% ISA fee
£5.00
Dealing commission
£5.00
Dealing commission
£1.88
FX rate - 0.75%
£17.46
Comparison Disclosure
Costs are based on those published costs on the other providers’ websites as of 31 August 2024. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Freetrade:
Subscription fee is based on the equivalent monthly cost of the Standard subscription fee if paid annually.

Hargreaves Lansdown:
There is no charge for a share dealing account, which is the equivalent to a general investment account (GIA). There is a 0.45% charge on the value of shares held in the ISA, capped at £3.75/mo. Dealing commission is charged per trade (buy or sell) and reduces, depending on the number of trades executed in the previous month, to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Investor Essentials plan which allows for a maximum portfolio size of £50,000 across a GIA, ISA or combination of both. For portfolios above £50,000, customers are switched to the Investor Plan which costs £11.99/mo. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
There is a 0.25% charge on the value of shares held in the ISA and/or dealing account, which is the equivalent to a general investment account (GIA). This 0.25% charge is capped at £3.50/mo. Fee per trade reduces to £3.50 if 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.
Scenario: You have £10,000 invested in a General Investment Account (GIA), £40,000 invested in a stocks and shares ISA, and £50,000 invested in a Self-Invested Personal Pension (SIPP). You make two trades per month: one trade is a UK stock worth £250, and the other a US stock worth £250.
Portfolio value
Subscription fee
Cost of UK trade
Cost of US trade
Monthly cost
£100,000
£9.99
Plus plan
£0
Dealing commission
£0
Dealing commission
£0.98
Plus plan FX rate - 0.39%
£10.97
£100,000
£0
Share dealing account
£3.75
0.45% ISA fee
£16.67
0.45% SIPP fee
£11.95
Dealing commission
£11.95
Dealing commission
£2.50
FX rate - 1%
£46.82
£100,000
£9.99
Pension Essentials plan (with GIA and ISA add-on)
£3.99
Dealing commission
£3.99
Dealing commission
£3.75
FX rate - 1.5%
£21.72
£100,000
£2.08
0.25% dealing account fee
£3.50
0.25% ISA fee
£10
0.25% SIPP fee
£5.00
Dealing commission
£5.00
Dealing commission
£1.88
FX rate - 0.75%
£27.46
Comparison Disclosure
Costs are based on those published costs on the other providers’ websites as of 31 August 2024. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Freetrade:
Subscription fee is based on the equivalent monthly cost of the Standard subscription fee if paid annually.

Hargreaves Lansdown:
There is no charge for a share dealing account, which is the equivalent to a general investment account (GIA). There is a 0.45% charge on the value of shares held in the ISA and the SIPP, capped at £3.75/mo for the ISA, and £200/yr for the SIPP. Dealing commission is charged per trade (buy or sell) and reduces, depending on the number of trades executed in the previous month, to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Pension Essentials plan, with the £4/mo GIA and ISA add-on. The Pension Essentials plan allows for a maximum SIPP portfolio size of £50,000. For portfolios above £50,000, customers are switched to the Pension Builder plan which costs £12.99/mo. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
There is a 0.25% charge on the value of shares held in the ISA, SIPP and/or dealing account, which is the equivalent to a general investment account (GIA). The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. Fee per trade reduces to £3.50 if 10 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.
Scenario: You have £20,000 invested in a General Investment Account (GIA), £80,000 invested in a stocks and shares ISA, and £150,000 invested in a Self-Invested Personal Pension (SIPP). You make ten trades per month: five trades in UK stocks totalling £5,000, and five trades in US stocks totalling £5,000.
Portfolio value
Subscription fee
Cost of UK trade
Cost of US trade
Monthly cost
£250,000
£9.99
Plus plan
£0
Dealing commission
£0
Dealing commission
£19.50
Plus plan FX rate - 0.59%
£29.49
£250,000
£0
Share dealing account
£3.75
0.45% ISA fee
£16.67
0.45% SIPP fee
£44.75
Dealing commission
£44.75
Dealing commission
£50
FX rate - 1%
£159.92
£250,000
£21.99
Investor plan
£15.96
Dealing commission
£19.95
Dealing commission
£75
FX rate - 1.5%
£132.90
£250,000
£3.50
0.25% dealing account fee
£3.50
0.25% ISA fee
£10
0.25% SIPP fee
£17.50
Dealing commission
£17.50
Dealing commission
£37.50
FX rate - 0.75%
£89.50
Comparison Disclosure
Costs are based on those published costs on the other providers’ websites as of 31 August 2024. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Freetrade:
Subscription fee is based on the equivalent monthly cost of the Standard subscription fee if paid annually.

Hargreaves Lansdown:
There is no charge for a share dealing account, which is the equivalent to a general investment account (GIA). There is a 0.45% charge on the value of shares held in the ISA and the SIPP, capped at £3.75/mo for the ISA, and £200/yr for the SIPP. The illustration assumes a discounted £8.95 trade per fee which is applied when 10-19 trades were executed in the previous month. The standard fee per trade is £11.95, and this drops to £5.95 when 20 or more trades were executed in the previous month. The FX rate reduces on a tiered scale, based on transaction value: 1% for the first £5,000, 0.75% for the next £5,000, 0.50% for the next £10,000, and 0.25% for anything above £20,000.

Interactive Investor:
Subscription fee is based on the Investor plan with a SIPP add-on. The Investor plan allows for one free trade credit worth £3.99 per month. The FX rate reduces on a tiered scale, based on transaction value: 1.25% for trades between £25,000 - £49,999, 1.0% for trades between £50,000 - £99,999.99, 0.50% for trades between £100,000 - £599,999, and 0.25% for trades of £600,000 or more.

AJ Bell:
There is a 0.25% charge on the value of shares held in the ISA, SIPP and/or dealing account, which is the equivalent to a general investment account (GIA). The fee is capped at £3.50/mo for the GIA and ISA, and £10/mo for the SIPP. The illustration assumes a discounted £3.50 fee per trade which is applied when 10 or more trades were executed in the previous month. The standard fee per trade is £5. The FX rate reduces on a tiered scale, based on transaction value: 0.75% for the first £10,000, 0.50% for £10,001 - £20,000, and 0.25% for anything over £20,000.
Other charges may apply. When you invest your capital is at risk.

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