Building Freetrade

Investment fees calculator

Sam Poullain

November 4, 2020

Sam Poullain

See how Freetrade compares to other brokers.

Some questions we get a lot:

“How do you make money?”

“Surely there must be some hidden fees?”

To help answer these, we can go back to the very beginning of Freetrade.

We set out to build an investing app to get everyone investing, with a sustainable business model that adds value to our customers.

That means a simple, freemium pricing model, with commission-free investing forever and additional premium features you can pay for.

Low, fixed costs, and no hidden fees.


Investment fees calculator

OK, so our pricing is the same for everyone, but we know that everyone’s investment horizons and strategies are different.

That’s why we built our new Investment fees calculator where you can see how things might look for you.

Just add in your:

  • Chosen account type
  • Starting portfolio amount
  • The no. of trades you expect to place, and their value
  • The no. of years you expect to hold them for

And we’ll do the rest for you, comparing your scenario against other UK brokers.

Try the calculator now and see how much you could save.

Show me an example

Here’s an example for a customer with a GIA on our free plan:

We’ll show you detailed costs over time:

And also in chart format, to make it easier to compare:

Resources for first time investors:

How to invest in the stock market - Beginner's guide

How to choose the best investment app

Show me a Freetrade Plus example

With a Plus membership, the low cost of £9.99/month stays fixed over time as your investments grow over time:

Try the calculator for yourself now!

The comparison to other providers is based on published costs on their websites as of 20 October 2020.

The displayed costs only include the costs charged by your broker. They do not include any charges that may be taken by product manufacturers, such as ETF management fees.

This should not be read as personal investment advice and individual investors should make their own decisions or seek independent advice. This article has not been prepared in accordance with legal requirements designed to promote the independence of investment research and is considered a marketing communication.

When you invest, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future results.

Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

The views expressed above are those of community members and do not reflect the views of Freetrade. It is not investment advice and we always encourage you to do your own research.

Simple pricing plans

Choose how you'd like to pay:


Save 17%



Save 17%




GIA pink
General investment account


  • Commission-free trades (other charges may apply. See full pricing table.)
  • Trade USD & EUR stocks at the exchange rate + a 0.99% FX fee
  • Fractional US Shares
  • Access to more than 4,700 stocks, including the most popular shares and ETFs
  • 1% AER on up to £1,000 uninvested cash

£59.88 billed annually


Billed monthly


GIA white
General investment account
Stocks and shares ISA

Everything in Basic, plus:

  • Full range of over 6,200 US, UK and EU stocks and ETFs
  • Trade USD & EUR stocks at the exchange rate + a 0.59% FX fee
  • Automated order types, including recurring orders
  • Advanced stock fundamentals
  • 3% AER on up to £2,000 uninvested cash

£119.88 billed annually


Billed monthly


GIA white
General investment account
Stocks and shares ISA
SIPP white
Self-invested personal pension (SIPP)

Everything in Standard, plus:

  • Trade USD & EUR stocks at the exchange rate + a 0.39% FX fee
  • Priority customer service
  • Freetrade Web beta
  • 5% AER on up to £3,000 uninvested cash

Download the app to start investing now

When you invest your capital is at risk.