Building Freetrade

The Freetrade SIPP is here

April 7, 2021
The Freetrade SIPP is here
A new home for your pensions.

Investing is about the long-term, which is why we're especially excited about today's announcement.

The wait is finally over. 

The Freetrade self-invested personal pension (SIPP) is now available to everyone. 🥳

You can now open a SIPP account as part of our Plus plan and start saving towards your retirement without growing your fees.

What’s a SIPP?

A self-invested personal pension or ‘SIPP’ is an investment account designed to help you save for retirement. Unlike other pension accounts, it lets you decide what to invest in.

Why should I consider moving my pension pots to a SIPP?

Here are a few reasons why SIPP might be the right investment account for you:

  • It allows bringing all your pension pots together in one place, making it easier to manage and track progress of your pension.
  • You can take control over your pension by choosing your own investments.
  • Having only one account to manage might reduce overall pension management fees.


Interested in learning more? Find out more about the benefits in our SIPP guide.


How much does a Freetrade SIPP cost?

We're building a low-cost SIPP. 

You’ll have to sign up to our Plus plan in order to be able to open a SIPP account with Freetrade. You will pay £9.99/month and be able to have all your investments in one place - a SIPP account, a stocks and shares ISA account and general investment account, plus many more additional benefits.

Check our SIPP fees and charges to see how we compare with other SIPP providers.


How to open a Freetrade SIPP?

Head to your Freetrade app and open a SIPP in your Profile.

To learn more about the Freetrade SIPP, see our:


Pension and tax rules apply.

When you invest, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest.

Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£4.99
/Month
£59.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£9.99
/Month
£119.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£5.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£11.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals

You’re just minutes away from commission-free investing

When you invest, your capital is at risk