TRANSFER YOUR GENERAL INVESTMENT ACCOUNT

All your investments in one place. It’s quick and free to transfer investments or cash from another provider to your Freetrade GIA.
Capital at risk.
Other charges may apply. See our full pricing table.
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Reasons to transfer your General Investment Account to Freetrade

01
Investment choice
Choose from thousands of UK, US, and European shares, ETFs, UK Treasury bills, and more.
02
One home for your investments
Keep it simple with all your investments under one roof.
03
Commission free-investing
Unlimited free trades and low FX fees, so your money goes further.
04
Transfer for free
It’s free, quick, and easy to transfer your GIA to Freetrade.
05
Easy to use
Manage your portfolio with ease on iOS, Android, or your web browser.
06
Fast, friendly support
Our customer service team is here to help. Reach out if you need extra support.
Whatever your reason for transferring, make sure it’s the right decision for you. Check whether you’ll be better off by moving and if you’ll have to pay to leave your current provider.

How to transfer to Freetrade

Transferring your GIA from a different broker to Freetrade is free and easy. Follow the steps below.
02
Complete this online form.
03
Let our team arrange the transfer and tell you when it’s done.

Transfer investments

If we offer the UK or US stocks you’re looking to transfer, you can transfer them directly to Freetrade. If a share you own isn’t currently on Freetrade or is European-listed, you may need to transfer it as cash. Reach out to customer service to check.

Transfer cash

You can also sell your investments first and then transfer the cash to your Freetrade GIA. With cash transfers, you will be temporarily out of the market, so you will miss out on market ups and downs during the transfer.

How we compare to other brokers

See how investing with Freetrade measures up against other providers.
Scenario: You have £10,000 invested in a General Investment Account (GIA) and make two trades per month. One trade is a UK stock worth £250, and the other is a US stock worth £250.
Portfolio value
Subscription fee
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£10,000
£0
£0
dealing commission
£0
dealing commission
£29.70
£29.70
£10,000
£45.93
£83.40
dealing commission
£83.40
dealing commission
£29.70
£242.43
£10,000
£71.88
£47.88
dealing commission
£47.88
dealing commission
£22.50
£190.14
£10,000
£32.90
£60.00
dealing commission
£60.00
dealing commission
£22.50
£175.40

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: Subscription fee is based on the annual 0.35% charge on the value of shares held in the share dealing account, which is the equivalent of a general investment account (GIA). This is capped at £12.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more.

Interactive Investor: Subscription fee is based on the Core plan at £5.99/mo, which allows for a maximum portfolio size of £100,000. For portfolios above this, customers are switched to the Plus plan, which costs £14.99/mo. The FX rate varies by plan: 0.75% on Core, 0.75% on the first £50,000 and 0.25% for over £50,000 on the Plus plan, 0.25% on the Premium plan.

AJ Bell: Subscription fee is based on the annual 0.25% charge on the value of shares held in the dealing account, which is the equivalent of a general investment account (GIA). This is capped at £3.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate is tiered by transaction value: 0.75% for up to £10,000, 0.50% for £10,001–£20,000, and 0.25% for above £20,000.

Scenario: You have £50,000 invested in a General Investment Account (GIA) and make four trades per month. Two UK stock trades worth £250 each, and two US stock trades worth £250 each.
Portfolio value
Subscription fee
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£50,000
£0
£0
dealing commission
£0
dealing commission
£59.40
£59.40
£50,000
£150.00
£166.80
dealing commission
£166.80
dealing commission
£59.40
£543.00
£50,000
£71.88
£95.76
dealing commission
£95.76
dealing commission
£45.00
£308.40
£50,000
£42.00
£120.00
dealing commission
£120.00
dealing commission
£45.00
£327.00

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites. Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: Subscription fee is based on the annual 0.35% charge on the value of shares held in an ISA account. This is capped at £12.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more.

Interactive Investor: Subscription fee is based on the Core plan at £5.99/mo, which allows for a maximum portfolio size of £100,000. For portfolios above this, customers are switched to the Plus plan, which costs £14.99/mo. The FX rate varies by plan: 0.75% on Core, 0.75% on the first £50,000 and 0.25% for over £50,000 on the Plus plan, 0.25% on the Premium plan.

AJ Bell: Subscription fee is based on the annual 0.25% charge on the value of shares held in an ISA account. This is capped at £3.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate is tiered by transaction value: 0.75% for up to £10,000, 0.50% for £10,001–£20,000, and 0.25% for above £20,000.

Scenario: You have £100,000 invested in a General Investment Account (GIA) and make six trades per month. Three UK stock trades worth £250 each, and three US stock trades worth £250 each.
Portfolio value
Subscription fee
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£100,000
£0
£0
dealing commission
£0
dealing commission
£89.10
£89.10
£100,000
£150.00
£250.20
dealing commission
£250.20
dealing commission
£89.10
£739.50
£100,000
£179.88
£95.76
dealing commission
£143.64
dealing commission
£67.50
£486.78
£100,000
£42.00
£180.00
dealing commission
£180.00
dealing commission
£67.50
£469.50

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: Subscription fee is based on the annual 0.35% charge on the value of shares held in the share dealing account, which is the equivalent of a general investment account (GIA). This is capped at £12.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more.

Interactive Investor: Subscription fee is based on the Plus plan at £14.99 per month, as the portfolio exceeds £100,000 after the first monthly contribution. The Plus plan includes one free trade credit per month, worth £3.99, which has been applied to UK trading in this calculation. Standard trading fees are £3.99 per trade on Core and Plus plans for UK and US shares and ETFs, reduced to £2.99 on the Premium plan. FX fees vary by plan, with 0.75% on Core, 0.75% on the first £50,000 and 0.25% above £50,000 on Plus, and 0.25% on Premium.

AJ Bell: Subscription fee is based on the annual 0.25% charge on the value of shares held in the dealing account, which is the equivalent of a general investment account (GIA). This is capped at £3.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate is tiered by transaction value: 0.75% for up to £10,000, 0.50% for £10,001–£20,000, and 0.25% for above £20,000.

Scenario: You have £250,000 invested in a General Investment Account (GIA) and make eight trades per month. Four UK stock trades worth £250 each, and four US stock trades worth £250 each.
Portfolio value
Subscription fee
Cost of UK trade
Commission‎
Cost of US trade
Commission‎
Cost of US trade
FX
Total annual cost
£250,000
£0
£0
dealing commission
£0
dealing commission
£118.80
£118.80
£250,000
£150.00
£333.60
dealing commission
£333.60
dealing commission
£118.80
£936.00
£250,000
£179.88
£143.64
dealing commission
£191.52
dealing commission
£90.00
£605.04
£250,000
£42.00
£240.00
dealing commission
£240.00
dealing commission
£90.00
£612.00

Comparison disclosure

Costs are based on those published costs on the other providers’ websites as of 24 March 2026. They are shown for illustrative purposes only. For confirmation of their up-to-date charges and product information, you should visit their websites.

Calculations exclude interest on customer cash and do not include investment growth or tax relief. Annual percentage based charges and monthly fixed account fees are applied after UK and US trading fees and FX fees.

Freetrade: There are no commission charges per trade and no subscription fee on the Basic plan, which gives you access to a Stocks and Shares ISA, Self-Invested Personal Pension (SIPP), and General Investment Account (GIA). FX fees are 0.99% on Basic, reduced to 0.59% on Standard and 0.39% on Plus.

Hargreaves Lansdown: Subscription fee is based on the annual 0.35% charge on the value of shares held in the share dealing account, which is the equivalent of a general investment account (GIA). This is capped at £12.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £6.95 for up to 19 trades to £3.95 for 20 or more trades. The FX rate is tiered by transaction value: 0.99% for the first £10,000, 0.50% for £10,001–£24,999.99, and 0.20% for £25,000 or more.

Interactive Investor: Subscription fee is based on the Plus plan at £14.99 per month, as the portfolio exceeds £100,000. The Plus plan includes one free trade credit per month, worth £3.99, which has been applied to UK trading in this calculation. Standard trading fees are £3.99 per trade on Core and Plus plans for UK and US shares and ETFs, reduced to £2.99 on the Premium plan. FX fees vary by plan, with 0.75% on Core, 0.75% on the first £50,000 and 0.25% above £50,000 on Plus, and 0.25% on Premium.

AJ Bell: Subscription fee is based on the annual 0.25% charge on the value of shares held in the dealing account, which is the equivalent of a general investment account (GIA). This is capped at £3.50/mo. Fee per trade reduces, depending on the number of trades executed in the previous month, from £5.00 for up to 9 trades to £3.50 for 10 or more trades. The FX rate is tiered by transaction value: 0.75% for up to £10,000, 0.50% for £10,001–£20,000, and 0.25% for above £20,000.

Choose from thousands of investments

Stocks

Invest commission-free in thousands of companies listed on the LSE, NYSE, NASDAQ, and across Europe.

Funds

Mutual funds pool money from investors to buy a mix of assets like stocks or bonds, managed by professionals to match the fund’s goals.

ETFs

Choose from a wide range of exchange-traded funds including index, commodity, and bond ETFs from providers like Vanguard, iShares, Invesco, and more.

Investment trusts

Choose from hundreds of investment trusts across a wide range of sectors, geographical areas, and markets worldwide.

UK Treasury bills

Earn a fixed yield on your cash with T-bills. Low-risk and backed by the UK government. Rate subject to success in tender.

Ready-made portfolios

Not sure where to start? Choose from one of three ready-made portfolios based on your preferred level of risk.

Transferring to another provider

If you decide to leave Freetrade, you can transfer out UK or US securities as cash or stock. At the moment, to transfer any non-UK or non-US securities away from Freetrade, you will have to sell them first and transfer the amount as cash. When you transfer as cash you’ll be out of the market, so you may miss out on the ups and downs during your transfer.

Stocks can only be transferred as whole shares. If you wish to transfer a fraction of a share, you will have to sell it first and transfer the amount as cash.

There is no fee to transfer out UK securities or cash. Transferring out US securities will incur a cost of £17 per holding. We charge this amount to cover the fee our service provider charges us.

Your new provider may not be able to accept transfers of all securities you hold with Freetrade. It’s worth checking if they can support your stocks before you start your transfer.

Your future broker can send an electronic transfer request to us at: transfers@freetrade.io.

GIA transfer FAQs

Here you'll find answers to the most frequently asked questions. If you have a question that's not listed, please contact support.
What is a General Investment Account?
What can I transfer?
How long will the transfer take?
Can I transfer my existing stocks or do I have to sell them first?
Are there any fees for transferring away from Freetrade?
Are there fees for transferring to Freetrade?
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£0.00
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Accounts include
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    Pension (SIPP)

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    General investment account

Benefits include
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    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

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    FX fee of 0.99% on non-GBP trades

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Standard
£4.99
/Mo.
£59.88 billed annually
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart
and more...
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Plus
£9.99
/Mo.
£119.88 billed annually
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart
and more...
Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
 
Get basic
Accounts include
  • icon of a banknote

    Stocks and shares ISA

    New
  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.99% on non-GBP trades

  • icon of a stack of coins

    1% AER on up to £1k uninvested cash

  • Icon of a pie-chart
and more...
Two white sparkling stars icon on a dark blue to purple gradient circular background.
Standard
£5.99
/Mo.
billed monthly
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart
and more...
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£11.99
/Mo.
billed monthly
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart
and more...

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