Stake customer offer

New to Freetrade? Get 1% cashback on transfers or top-ups into your ISA and SIPP. Plus up to a 50% discount on your first year’s subscription.
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Transfer at least £5,000 to an ISA or SIPP to qualify. Cashback capped at £4,000 (£2,000 per account). Annual subscription required. You opened your first Freetrade account on or after 1 October 2024. Capital at risk. ISA & SIPP eligibility, tax rules, and T&Cs apply.
top-up offer card

Unlock our best ever transfer offer

Get up to £4,000 cashback as a Stake customer and a new Freetrade customer. You can get 1% cashback on all transfers and top-ups to your Freetrade ISA and SIPP on or before 30 November 2024.

Cashback capped at £2,000 for your ISA and £2,000 for your SIPP.

You can also get up to 50% on your first year’s subscription.

See the offer T&Cs and FAQs for more details.
Transfer or top up at least £5,000 to qualify. Annual subscription required. Offer ends 30 November 2024.

How the offer works

  1. 01
    Ensure you have an open ISA and/or SIPP with an annual subscription plan on or before 30 November 2024.
  2. 02
    Top up or start a transfer for at least £5,000 into your Freetrade ISA and/or SIPP on or before 30 November 2024. Other eligibility rules apply, see the terms and conditions.
  3. 03
    Keep your account open. If you make withdrawals or transfers out that cause your ISA or SIPP account’s net funding to fall before we award the share, the value of your cashback and subscription discount will be impacted. If it falls below £5,000, you will not be awarded cashback or a subscription discount.
  4. 04
    We’ll discount your subscription and drop the cashback into your General Investment Account (GIA) within 60 days of campaign completion if you have qualified via ISA and/or SIPP.
Portfolio screen
The value of your investments can go down as well as up and you may get back less than you invest.

ISA eligibility rules apply. Tax treatment depends on personal circumstances and current rules may change.

SIPP eligibility rules apply. Tax treatment depends on your personal circumstances and current rules may change. US dividends received into your SIPP may be subject to US withholding tax.

Get money off your subscription

On top of your cashback, you’ll also get a discount on your first year’s subscription fee. The more you transfer or top up by 30 November 2024, the bigger your discount!
Top-up or transfer total value
Subscription discount
£5,000 - £10,000
10%
£10,001 - £20,000
20%
£20,001 - £50,000
30%
£50,001+
50%

FAQs

Here you'll find answers to the most frequently asked questions. If you have a question that's not listed, please contact support.
How does this promotion work?

Step 1: Ensure you have an open ISA and/or SIPP with an annual subscription plan on or before 30 November 2024.

Step 2: Top up or start a transfer for at least £5,000 into your Freetrade ISA and/or SIPP on or before 30 November 2024. Other eligibility rules apply, see the terms and conditions.

Step 3: Keep your account open. If you make withdrawals or transfers out that cause your ISA or SIPP account’s net funding to fall before we award the share, the value of your cashback and subscription discount will be impacted. If it falls below £5,000, you will not be awarded cashback or a subscription discount.

Step 4: We’ll discount your subscription and drop the cashback into your General Investment Account (GIA) within 60 days of campaign completion if you have qualified via ISA and/or SIPP.

What subscription discount can I get?
Top-up or transfer total value
Subscription discount
£5,000 - £10,000
10%
£10,001 - £20,000
20%
£20,001 - £50,000
30%
£50,001+
50%
Can all customers transferring from Stake qualify?

No, this is just available to customers who have not had a Freetrade account before. There are other offers available to existing customers.  

What subscriptions are eligible for discounts?

Both standard and plus accounts are eligible for discounts, choose the annual subscription that suits you and once your top ups or transfers settle we will apply the appropriate discount to your account within 60 days of the campaign completing.

How long will my subscription be discounted for?

Your subscription will be discounted for its first year, it will then revert to the normal annual subscription cost (subscription plan comparisons)

Do I qualify for cashback and a subscription discount if I already have a Freetrade account?

This offer is open to new Freetrade customers who have opted-in to Transferring their Stake accounts to Freetrade. Cashback offers are available to existing Freetrade customers (ISA & SIPP)

How do I initiate a transfer?

Step 1: Make sure you have the correct account open and ready to receive a transfer

Step 2: Follow the instructions within the links below

What is a transfer?

A transfer in the context of this campaign is the transfer of an ISA or SIPP from an existing provider.

What is a top up?

A top up in the context of this campaign is when you add cash to your account.

What is net funding?

It is the value of the deposits minus the withdrawals you make during the campaign period.

Are there any other requirements to qualify for cashback and subscription discounts?

An annual subscription to our Standard plan or Plus plan is required to qualify.

You must have opted-in to transfer your Stake account to Freetrade before the 13th of November.

You didn’t have a Freetrade account prior to 1 October 2024

If I transfer across multiple accounts (ISA/SIPP) will the value be totalled?

No, accounts will be evaluated singularly.

Cashback awarding will be measured at an individual investment account level (ISA and/or SIPP). Multiple transfers into a single investment account will be measured together.

If you transfer funds into both investment accounts you will have two opportunities to receive cashback, depending on transfer value.

Is there a maximum cashback I can earn?

You can earn a maximum £4,000 cashback under this offer.

£2,000 for stocks and shares ISA transfers

£2,000 for pension transfers.

Cashback is capped on the aggregate of all transfers made during the campaign period into each account, not on each individual transfer.

Cashback is also evaluated at an product level, so you can earn cashback on both your ISA and SIPP

How is cashback calculated?

Both standard and plus accounts are eligible for discounts, choose the annual subscription that suits you and once your top ups or transfers settle we will apply the appropriate discount to your account within 60 days of the campaign completing.

What subscriptions are eligible for discounts?

You’ll get 1% cashback on qualifying pension transfers, up to a maximum £2,000 cashback.

You’ll get 1% cashback on qualifying ISA transfers, up to a maximum £2,000 cashback.

Cashback will be 1% of the final transfer value.

When will I get my cashback?

Cashback will be paid within 60 days of the campaign completing if you have qualified for the offer.

If you transfer multiple ISAs and pensions, we’ll pay cashback within 60 days of the campaign completing, so long as the total value of the ISAs or pensions you have transferred are more than £5,000.

I haven’t received my cashback yet.

Cashback will be paid within 60 days of the campaign completing if you have qualified for the offer.

Check you qualify:

Have your transfers completed yet?

Have you transferred at least £5,000 in pensions or ISAs?

Do you have an annual Standard or Plus subscription?

If you answer ‘yes’ to all the above criteria, and your transfer(s) completed more than 60 days ago, use your Priority Customer Support in-app (available to Plus subscribers) and we’ll investigate. 🕵️

Important: If you have withdrawn, closed, or transferred your iSA or SIPP elsewhere, you will no longer qualify for cashback. See our terms and conditions for more details.

Will my cashback go into my ISA or SIPP?

No, your cashback will be paid into your General Investment Account (GIA).

What if my transfer doesn’t complete by 30 November 2024?

No problem. Although you must initiate your transfer(s) by this date, you have until 28 February 2025 for them to complete.

If the transfer takes longer than this for reasons outside of your control, we’ll still honour the offer.

What if I want to close my account or transfer my Freetrade ISA or SIPP elsewhere?

If you close your Freetrade ISA or SIPP, withdraw from it, or transfer it elsewhere before we’ve paid your cashback, then you will no longer qualify.

If you close or transfer (all or part of) your Freetrade SIPP elsewhere within 365 days of your transfer completing, we reserve the right to clawback the cashback you’ve received.

When you invest, your capital is at risk. ISA and SIPP eligibility rules apply.  US dividends received into your SIPP may be subject to US withholding tax.

A SIPP is a pension designed for you to save until your retirement and is for people who want to make their own investment decisions. You can normally only draw your pension from age 55 (57 from 2028), except in special circumstances.

At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.

Join over 1.5 million users

Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£4.99
/Month
£59.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£9.99
/Month
£119.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Standard
£5.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Plus
£11.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash

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