2025 TAX YEAR END OFFER

Contribute £5,000 or more to your Freetrade ISA or SIPP and get free shares worth up to £2,000.

Offer ends on 5 April 2025.
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Annual subscription required. Free share value depends on the amount you contribute per account.

CAPITAL AT RISK. THIS ISN’T INVESTMENT ADVICE. SEE OFFER FAQS AND TERMS.
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WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST.

ISA AND SIPP  ELIGIBILITY AND TAX RULES APPLY. US DIVIDENDS RECEIVED INTO YOUR SIPP MAY BE SUBJECT TO US WITHHOLDING TAX.

HOW IT WORKS

  1. 01
    If you don’t have one already, open your Freetrade account.
  2. 02
    Ensure you’re on a Standard or Plus plan with an annual subscription, and open your Freetrade ISA or SIPP.
  3. 03
    Contribute at least £5,000 (net) to your ISA and/or SIPP by 5 April 2025. You can either top up your account, or transfer in from another provider.

    Transfers must be initiated by 5 April 2025 in order to qualify, although they may complete at a later date.
  4. 04
    We’ll award your free share(s) by 15 July 2025.
The value of your free share award depends on your net contribution per account between 10 February and 5 April 2025.

For example, if you transfer £5,000 to your SIPP and £10,000 to your ISA, you will receive a £50 and £150 free share, respectively.
IMPORTANT: IF YOU WITHDRAW OR TRANSFER OUT OF YOUR ISA AND/OR SIPP BEFORE THE FREE SHARES ARE AWARDED, THIS MAY RESULT IN YOU FALLING INTO A LOWER TIER. SEE OFFER TERMS HERE.
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CHECK BEFORE YOU TRANSFER A PENSION TO US THAT WE CAN ACCEPT YOUR INVESTMENTS, YOU WON’T LOSE ANY GUARANTEES, AND THAT YOU KNOW WHAT CHARGES YOU MAY INCUR. SEEK ADVICE IF YOU ARE UNSURE ABOUT MAKING A TRANSFER.

PENSIONS THAT ARE TRANSFERRED TO THE FREETRADE SIPP MAY LOSE THE PROTECTED PENSION AGE BENEFIT. THIS MEANS THAT YOU WILL NOT BE ABLE TO DRAW THE MONIES FROM THE FREETRADE SIPP UNTIL YOU ARE AGED 57. PLEASE ENSURE YOU KNOW WHAT THIS MEANS FOR YOU AND THE EFFECT IT MAY HAVE ON YOU AND YOUR SAVINGS.

Invest tax-free with an ISA

Invest up to £20,000 per year into an ISA and shelter your investments from capital gains tax and UK dividend tax.

Freetrade’s low-cost, flexible ISA means you’re left with more to invest, and can access your money without reducing your annual ISA allowance.
OPEN AN ISA
LEARN MORE ABOUT ISAs
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Take charge of your pensions with a SIPP

Having multiple small pension pots can be costly and confusing. The solution? A self-invested personal pension (SIPP), where you can consolidate your pensions in one place for better control and visibility.
‍
The award-winning Freetrade SIPP offers a low-cost, intuitive way to streamline and manage your pension savings.
OPEN A SIPP
LEARN MORE ABOUT sipps
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A SIPP IS A PENSION DESIGNED FOR YOU TO SAVE UNTIL YOUR RETIREMENT AND IS FOR PEOPLE WHO WANT TO MAKE THEIR OWN INVESTMENT DECISIONS. YOU CAN NORMALLY ONLY DRAW YOUR PENSION FROM AGE 55 (57 FROM 2028), EXCEPT IN SPECIAL CIRCUMSTANCES.

AT PRESENT, FREETRADE ONLY SUPPORTS UNCRYSTALLISED FUND PENSION LUMP SUMS (UFPLS) FOR CUSTOMERS  WHO WISH TO WITHDRAW FUNDS FROM THEIR SIPP AFTER THEIR 55TH BIRTHDAY. WE STRONGLY ENCOURAGE YOU TO SEEK FINANCIAL ADVICE BEFORE MAKING ANY WITHDRAWALS FROM YOUR SIPP.

Transfer an ISA

Enjoy low cost, tax-free investing with the Freetrade flexible ISA. That’s more money for your investments.
TRANSFER AN ISA

Transfer a pension

Got pension pots all over the place? Transfer them to a Freetrade SIPP and take control of your pensions.
Transfer a Pension
Freetrade won't charge you to transfer your pension to us, but please check with your existing provider what fees or restrictions may apply from them. We cannot provide you with any advice therefore it is your responsibility to ensure you are happy that transferring to the Freetrade Pension is right for you.

If you're unsure if transferring your pension to Freetrade is right, you should take advice from a suitably qualified financial adviser. For more info, see our SIPP Key Features Document, Terms and Conditions, Charges Schedule and SIPP Declarations.

FAQs

How does this promotion work for a new Freetrade customer?
How does this promotion work for an existing Freetrade customer?
How do you calculate “net” funding and determine the free share I will receive?
What is a “top-up”?
What is a “transfer”?
How do I initiate a transfer?
How long do transfers take?
What  happens if my transfer is delayed?
What happens if I make transfers and/or top-ups to both accounts (ISA and SIPP)?
What free share will I receive?
Can you put the free share in my ISA or SIPP?
When will I get the free share?
What if I want to close or withdraw from my account?
When does this offer end?
I haven’t received my free share. What do I do?
Will I have to pay tax on my free share?
Terms and conditions
Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Annually
Monthly
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Get basic now
Standard
£4.99
/Month
£59.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Get Standard Now
Plus
£9.99
/Month
£119.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals
Get Plus Now
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Get basic now
Standard
£5.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ stocks and ETFs
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Get Standard Now
Plus
£11.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals
Get Plus Now
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