2025 TAX YEAR END OFFER

Contribute £5,000 or more to your Freetrade ISA or SIPP and get free shares worth up to £2,000.

Offer ends on 5 April 2025.

Annual subscription required. Free share value depends on the amount you contribute per account.

CAPITAL AT RISK. THIS ISN’T INVESTMENT ADVICE. SEE OFFER FAQS AND TERMS.

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WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST.

ISA AND SIPP ELIGIBILITY AND TAX RULES APPLY.

HOW IT WORKS

01
If you don’t have one already, open your Freetrade account.
02
Ensure you’re on a Standard or Plus plan with an annual subscription, and open your Freetrade ISA or SIPP.
03
Contribute at least £5,000 (net) to your ISA and/or SIPP by 5 April 2025. You can either top up your account, or transfer in from another provider.

Transfers must be initiated by 5 April 2025 in order to qualify, although they may complete at a later date.
04
We’ll award your free share(s) by 15 July 2025.

The value of your free share award depends on your net contribution per account between 10 February and 5 April 2025.

For example, if you transfer £5,000 to your SIPP and £10,000 to your ISA, you will receive a £50 and £150 free share, respectively.

IMPORTANT: IF YOU WITHDRAW OR TRANSFER OUT OF YOUR ISA AND/OR SIPP BEFORE THE FREE SHARES ARE AWARDED, THIS MAY RESULT IN YOU FALLING INTO A LOWER TIER. SEE OFFER TERMS HERE.

CHECK BEFORE YOU TRANSFER A PENSION TO US THAT WE CAN ACCEPT YOUR INVESTMENTS, YOU WON’T LOSE ANY GUARANTEES, AND THAT YOU KNOW WHAT CHARGES YOU MAY INCUR. SEEK ADVICE IF YOU ARE UNSURE ABOUT MAKING A TRANSFER.

PENSIONS THAT ARE TRANSFERRED TO THE FREETRADE SIPP MAY LOSE THE PROTECTED PENSION AGE BENEFIT. THIS MEANS THAT YOU WILL NOT BE ABLE TO DRAW THE MONIES FROM THE FREETRADE SIPP UNTIL YOU ARE AGED 57. PLEASE ENSURE YOU KNOW WHAT THIS MEANS FOR YOU AND THE EFFECT IT MAY HAVE ON YOU AND YOUR SAVINGS.

Invest tax-free with an ISA

Invest up to £20,000 per year into an ISA and shelter your investments from capital gains tax and UK dividend tax.

Freetrade’s low-cost, flexible ISA means you’re left with more to invest, and can access your money without reducing your annual ISA allowance.

LEARN MORE ABOUT ISAs

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Boring Money Award Badge - best for share traders award 2024 by boring money

Take charge of your pensions with a SIPP

Having multiple small pension pots can be costly and confusing. The solution? A self-invested personal pension (SIPP), where you can consolidate your pensions in one place for better control and visibility.
‍
The award-winning Freetrade SIPP offers a low-cost, intuitive way to streamline and manage your pension savings.

LEARN MORE ABOUT sipps

A SIPP IS A PENSION DESIGNED FOR YOU TO SAVE UNTIL YOUR RETIREMENT AND IS FOR PEOPLE WHO WANT TO MAKE THEIR OWN INVESTMENT DECISIONS. YOU CAN NORMALLY ONLY DRAW YOUR PENSION FROM AGE 55 (57 FROM 2028), EXCEPT IN SPECIAL CIRCUMSTANCES.

AT PRESENT, FREETRADE ONLY SUPPORTS UNCRYSTALLISED FUND PENSION LUMP SUMS (UFPLS) FOR CUSTOMERS WHO WISH TO WITHDRAW FUNDS FROM THEIR SIPP AFTER THEIR 55TH BIRTHDAY. WE STRONGLY ENCOURAGE YOU TO SEEK FINANCIAL ADVICE BEFORE MAKING ANY WITHDRAWALS FROM YOUR SIPP.

Transfer an ISA

Enjoy low cost, tax-free investing with the Freetrade flexible ISA. That’s more money for your investments.

TRANSFER AN ISA

Transfer a pension

Got pension pots all over the place? Transfer them to a Freetrade SIPP and take control of your pensions.

Transfer a Pension

Freetrade won't charge you to transfer your pension to us, but please check with your existing provider what fees or restrictions may apply from them. We cannot provide you with any advice therefore it is your responsibility to ensure you are happy that transferring to the Freetrade Pension is right for you.

If you're unsure if transferring your pension to Freetrade is right, you should take advice from a suitably qualified financial adviser. For more info, see our SIPP Key Features Document, Terms and Conditions, Charges Schedule and SIPP Declarations.

FAQs

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Save 17% when you choose an annual subscription.

£0.00

/Mo.

Accounts include

General investment account
Stocks and shares ISA
New

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.99% on non-GBP trades
1% AER on up to £1k uninvested cash

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£4.99

/Mo.

£59.88 billed annually

Accounts include

General investment account
Stocks and shares ISA

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.59% on non-GBP trades
3% AER on up to £2k uninvested cash (changing to 2.5% on up to £2k from 1 January 2026)
Mutual funds
New

Three white sparkling stars icons on a purple to pink gradient circular background.

£9.99

/Mo.

£119.88 billed annually

Accounts include

General investment account
Stocks and shares ISA
Personal pension (SIPP)

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.39% on non-GBP trades
5% AER on up to £3k uninvested cash (changing to 3.5% on up to £3k from 1 January 2026)
Mutual funds
New

£0.00

/Mo.

Accounts include

General investment account
Stocks and shares ISA
New

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.99% on non-GBP trades
1% AER on up to £1k uninvested cash

Two white sparkling stars icon on a dark blue to purple gradient circular background.

£5.99

/Mo.

billed monthly

Accounts include

General investment account
Stocks and shares ISA

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.59% on non-GBP trades
3% AER on up to £2k uninvested cash (changing to 2.5% on up to £2k from 1 January 2026)
Mutual funds
New

Three white sparkling stars icons on a purple to pink gradient circular background.

£11.99

/Mo.

billed monthly

Accounts include

General investment account
Stocks and shares ISA
Personal pension (SIPP)

Benefits include

Commission-free investing in 6,500+ UK, US, and European stocks, ETFs, and more
FX fee of 0.39% on non-GBP trades
5% AER on up to £3k uninvested cash (changing to 3.5% on up to £3k from 1 January 2026)
Mutual funds
New

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When you invest, your capital is at risk

Freetrade does not provide investment advice and individual investors should make their own decisions or seek professional advice. The value of investments can go down as well as up and you may receive back less than your original investment. Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

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