What is an account balance?

The amount of money a user has stored in a financial repository.

Account balance with a bank account

When you check your account balance at your bank, it will show the amount of cash you have stored with the bank.

If you have pending transactions, your account balance might be greater than the amount that is actually available to you. That is because the money needed to make those transactions has not yet been removed from your account.

Account balance with a stockbroker

An account balance with a brokerage is likely to look different from a bank account balance. That’s because you don’t just keep cash with a broker.

Instead, the account balance that you see when you check your brokerage account will be the sum of any cash you hold and any stocks you have bought.

Because the value of stocks changes all the time, your account balance will also vary more frequently with stockbroker than a bank.


More terms

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The value of a company's assets relative to the number of shares it has.
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OEIC

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S&P 500

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Zero coupon bonds

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Alpha

The percentage by which an investor outperforms a relevant benchmark.
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W-8BEN Form

Non-US individuals and businesses may have to file this form for the Internal Revenue Service (IRS), the US tax authority.
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Yield

Income from an investment as a percentage of its current price.
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Withholding Tax

A tax deduction made at the source of the payment.
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Collective investment scheme

Learn what's a collective investment scheme
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