What is an account balance?

The amount of money a user has stored in a financial repository.

Account balance with a bank account

When you check your account balance at your bank, it will show the amount of cash you have stored with the bank.

If you have pending transactions, your account balance might be greater than the amount that is actually available to you. That is because the money needed to make those transactions has not yet been removed from your account.

Account balance with a stockbroker

An account balance with a brokerage is likely to look different from a bank account balance. That’s because you don’t just keep cash with a broker.

Instead, the account balance that you see when you check your brokerage account will be the sum of any cash you hold and any stocks you have bought.

Because the value of stocks changes all the time, your account balance will also vary more frequently with stockbroker than a bank.


More terms

Growth stocks

These are stocks in companies that are considered to be “growing”. These companies may be delivering new products and services, or entering new markets.
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Accounting standards

The rules a company follows when preparing financial statements.
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Net Asset Value (NAV)

The value of a company's assets relative to the number of shares it has.
Read more

Accrued interest

The interest earned on a gilt since the last dividend date. When buying a gilt, the buyer pays the accrued interest at the time of a transaction to the seller in addition to the clean price of the gilt
Read more

W-8BEN Form

Non-US individuals and businesses may have to file this form for the Internal Revenue Service (IRS), the US tax authority.
Read more

Investment Trust

A company that pools money together from multiple investors and then invests it.
Read more

Value stocks

Stocks in companies that aren’t necessarily growing fast, but instead are dependable and stable.
Read more

Key Information Document (KID)

A document issued by an investment fund to help investors determine if it's the right fund for them.
Read more

Stock Market

A place where shares of publicly listed companies are traded.
Read more
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