Self-invested personal pension (SIPP)

Get 2% Cashback

Switch to one of the UK’s cheapest SIPP providers and get rewarded for transferring.
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Capital at risk. SIPP rules and T&Cs apply. 

Transfer at least £10,000 to qualify. Cashback capped at £1,000 per customer. Offer ends 31 December 2025.

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How to get your boost of up to £1,000

Join the offer

Join the “SIPP Transfer Offer” in your Rewards Hub.
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Transfer your pension

Open a SIPP and transfer one or more pensions to Freetrade worth at least £10,000 between 13 October and 31 December 2025.
Web app

All set

You can relax and wait for your cashback. We’ll pay your 2% cashback by 15 October 2026.
Web app

Any amount you withdraw or transfer out of your SIPP before receiving cashback will be deducted from the amount you transferred in. This will reduce the amount of cashback you receive. See terms and conditions for full details. Always do your own research.

Don't let tax eat into your returns

Choose from tax-efficient account options to keep more of your returns.

ISA

1% Cashback*
Individual savings account
Free to open. No UK tax on growth or dividends. A great way to build wealth tax-free.
Learn More

SIPP

2% Cashback*
Self-invested personal pension
Save for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.
Open a SIPP

GIA

Free to open
General investment account
A flexible account if you’ve used your ISA allowance or don’t want a pension.
Open a GIA
Most investors use a SIPP for long-term retirement saving, an ISA for tax-efficient investing, and keep a GIA for extra flexibility.
ISA and SIPP rules apply. Tax treatment depends on personal circumstances and current rules may change.
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See why the Plus plan can do more for you

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Basic
£0.00
/Mo.
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Standard
£4.99
/Mo.
£59.88 billed annually
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Plus
£9.99
/Mo.
£119.88 billed annually

Accounts

General investment account (GIA)
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Stocks and shares ISA
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New
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Personal pension (SIPP)
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Benefits

Global equities, ETFs, and investment trusts
6,500+
New
6,500+
6,500+
Recurring orders
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New
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Advanced order types: limit orders and stop losses
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New
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Pre-market trading
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New
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Free same-day withdrawals
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Advanced stock fundamentals
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Customer service
Basic
Basic
Priority
Access to mobile app and web platform
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FX Fee on non-GBP trades
0.99%
0.59%
0.39%
Interest on uninvested cash
1% on up to £1,000
3% on up to £2,000
(changing to 2.5% on up to £2k from 1 January 2026)
5% on up to £3,000
(changing to 3.5% on up to £3k from 1 January 2026)

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Capital at risk.