instant diversification

Ready-made portfolios

From first investment to seasoned investor, choose from three diversified portfolios designed to build long-term wealth at your comfort level.

Start today with an instantly diversified portfolio.

Capital at risk.
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When you invest your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest.

Whether you’re starting out or scaling up

Ready-made portfolios offer a simple way to begin investing with confidence, even if you’re not sure where to start.

Already started building your own portfolio? Funds can bring additional diversification to your portfolio, without having to choose individual instruments.

  • Instant diversification across global stocks and bonds
  • Available in all accounts including your ISA and SIPP
  • Available with a Standard and Plus plan, starting from £4.99/mo

Find your fit

These portfolios are designed and managed by Vanguard, one of the world’s largest and most trusted investment firms.

Choose the ready-made portfolio that most aligns with your risk appetite.

Conservative

Vanguard LifeStrategy 20% Equity (Acc)
Equity concentration
Low

A steady portfolio with lower risk. Weighted towards stable assets with a smaller portion in shares, it’s designed to help your money grow gradually and with more consistency over time.

View the fund

Moderate

Vanguard LifeStrategy 60% Equity (Acc)
Equity concentration
Medium

A growth-focused portfolio with a bit more risk. A blend of stable assets with greater stock market exposure to grow your money over time.

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Adventurous

Vanguard LifeStrategy 100% Equity (Acc)
Equity concentration
High

An equity portfolio focused on long-term growth. Managed with the aim of growing your money over time, though its value may rise and fall along the way.

View the fund

ALWAYS DO YOUR OWN RESEARCH. FREETRADE DOES NOT GIVE INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR MAKING YOUR OWN INVESTMENT DECISIONS. IF YOU ARE UNSURE ABOUT WHAT IS RIGHT FOR YOU, YOU SHOULD SEEK PROFESSIONAL ADVICE.

Confident investing starts here

Ready-made portfolios and roboadvisors are a handy way to start investing.

But as your confidence grows, you’ll want to make some decisions yourself, such as picking specific stocks and instruments.

With Freetrade, you can build on your experience and invest in over 6,500 stocks, ETFs, mutual funds, and more - all in the same account.

Start simple, grow your confidence, and stay in control as your investing journey evolves.

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Compare all plan features

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Basic
£0.00
/Mo.
Standard
£4.99
/Mo.
£59.88 billed annually
Plus
£9.99
/Mo.
£119.88 billed annually

Accounts

General investment account (GIA)
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Stocks and shares ISA
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New
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Personal pension (SIPP)
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Benefits

Global equities, ETFs, and investment trusts
6,500+
New
6,500+
6,500+
Recurring orders
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New
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Advanced order types: limit orders and stop losses
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New
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Pre-market trading
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New
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Free same-day withdrawals
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Advanced stock fundamentals
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Customer service
Basic
Basic
Priority
Access to mobile app and web platform
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FX Fee on non-GBP trades
0.99%
0.59%
0.39%
Interest on uninvested cash
1% on up to £1,000
3% on up to £2,000
5% on up to £3,000

ISA AND SIPP ELIGIBILITY RULES APPLY. TAX TREATMENT DEPENDS ON PERSONAL CIRCUMSTANCES AND CURRENT RULES MAY CHANGE.

A SIPP IS A PENSION DESIGNED FOR PEOPLE WHO WANT TO MAKE THEIR OWN INVESTMENT DECISIONS. YOU CAN NORMALLY ONLY ACCESS YOUR MONEY FROM AGE 55 (57 FROM 2028).

FREETRADE CURRENTLY ONLY SUPPORTS UNCRYSTALLISED FUND PENSION LUMP SUMS (UFPLS) FOR SIPP WITHDRAWALS.

SEEK PROFESSIONAL ADVICE IF YOU NEED HELP WITH YOUR PENSION.