instant diversification

Ready-made portfolios without the guesswork

From first investment to seasoned investor, choose from three diversified portfolios designed to build long-term wealth at your comfort level.

Start today with an instantly diversified portfolio.

Capital at risk.
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When you invest your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest.

Whether you’re starting out or scaling up

Ready-made portfolios offer a simple way to begin investing with confidence, even if you’re not sure where to start.

Already started building your own portfolio? Funds can bring additional diversification to your portfolio, without having to choose individual instruments.

  • Instant diversification across global stocks and bonds
  • Available in all accounts including your ISA, SIPP, and GIA
  • Available on any Freetrade plan
Trustpilot reviews

Join over 1.6 million users

Great app - very intuitive & easy to use. Constantly improving the app, features and listing more instruments to invest in. Very excited specifically about the latest changes in the paid plans and making ISA free.
SAMI
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Fantastic experience! Really enjoy using the App. Very user friendly. Easy to navigate. Recently moved my old ISA to Freetrade. There were process was seamless and I was kept well informed through our the process. All together very pleased.
MAHEEN MATHEW
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Easy way to manage a stocks and shares ISA. Dividends can be used to buy further shares instead of being hit by yet more tax. Tax efficient for your yearly allowance.
DHANOR
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It's such a straightforward trading platform app, easy to use and navigate, the communication is almost instant if you want to query a problem or require assistance, I'm currently investing in my isa!
CLINTON JONES
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I've used freetrade for a few years now. I'm using it to give me one of a variety of incomes as i head in to retirement,(mostly uk dividend shares in my modest portfolio). My basic isa account is free to use, what's not to like!
ROB MC
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What I love most: Commission-free trading: Buying and selling shares without hidden fees makes investing accessible to everyone. Fractional shares: You don’t need hundreds to invest in big-name companies—just a few pounds and a bit of curiosity. Slick design: The app feels modern and easy to navigate, even for beginners. Educational content: Their in-app insights and weekly emails help me understand the market better without being overwhelming. ISA and SIPP options: For those thinking long-term, it’s great to have tax-efficient accounts built right in. Whether you're dipping your toes into the stock market or managing a growing portfolio, Freetrade makes the experience feel empowering rather than intimidating. It’s not just an app—it’s a gateway to financial confidence.
HUSSAIN JERBI
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It’s been a good experience the first time I am in control of my investments in my isa and general investment. Education that comes with the app and the community to help.
JENNIFER
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Moved my SIPP and ISA to Freetrade 2 years ago. Very low costs and very responsive customer service. Can't fault.
D D
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I have been using Freetrade platform to invest my ISA for the last 5 years. They have made easy to buy and sell shares. Their fees are reasonable. In my opinion they are far better than any other platform.
MAHER
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Very easy to use and very cost effective way of managing an ISA.
RUSSELL PICKETT
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Find your fit

These portfolios are designed and managed by Vanguard, one of the world’s largest and most trusted investment firms.

Choose the ready-made portfolio that most aligns with your risk appetite.

Conservative

Vanguard LifeStrategy 20% Equity (Acc)
Equity concentration
Low

A steady portfolio with lower risk. Weighted towards stable assets with a smaller portion in shares, it’s designed to help your money grow gradually and with more consistency over time.

View the fund

Moderate

Vanguard LifeStrategy 60% Equity (Acc)
Equity concentration
Medium

A growth-focused portfolio with a bit more risk. A blend of stable assets with greater stock market exposure to grow your money over time.

View the fund

Adventurous

Vanguard LifeStrategy 100% Equity (Acc)
Equity concentration
High

An equity portfolio focused on long-term growth. Managed with the aim of growing your money over time, though its value may rise and fall along the way.

View the fund

ALWAYS DO YOUR OWN RESEARCH. FREETRADE DOES NOT GIVE INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR MAKING YOUR OWN INVESTMENT DECISIONS. IF YOU ARE UNSURE ABOUT WHAT IS RIGHT FOR YOU, YOU SHOULD SEEK PROFESSIONAL ADVICE.

Confident investing starts here

Ready-made portfolios and roboadvisors are a handy way to start investing.

But as your confidence grows, you’ll want to make some decisions yourself, such as picking specific stocks and instruments.

With Freetrade, you can build on your experience and invest in 8,200+ investment choices including stocks, ETFs, funds, and more - all in the same account.

Start simple, grow your confidence, and stay in control as your investing journey evolves.

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Compare all plan features

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Basic
£0.00
/Mo.
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Standard
£4.99
/Mo.
£59.88 billed annually
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Plus
£9.99
/Mo.
£119.88 billed annually

Accounts

Stocks and shares ISA
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New
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Junior stocks and shares ISA
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New
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New
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New
Personal pension (SIPP)
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New
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New
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General investment account (GIA)
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Benefits

Commission-free trades
Other charges may apply
Unlimited
Unlimited
Unlimited
FX Fee on non-GBP trades
0.99%
0.59%
0.39%
Interest on uninvested cash
1% on up to £1,000
2.5% on up to £2,000
3.5% on up to £3,000
Customer service
Standard
Standard
Priority
Enhanced stock fundamentals
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Free same-day withdrawals
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Access to Freetrade’s full universe of stocks, ETFs, funds, and investment trusts
8,200+
New
8,200+
8,200+
US fractional shares
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New
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New
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New
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New
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Early access to new beta features
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Automated order types, including recurring orders, limit orders, and stop losses
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Extended hours trading
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Access to mobile app and web platform
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ISA AND SIPP ELIGIBILITY RULES APPLY. TAX TREATMENT DEPENDS ON PERSONAL CIRCUMSTANCES AND CURRENT RULES MAY CHANGE.

A SIPP IS A PENSION DESIGNED FOR PEOPLE WHO WANT TO MAKE THEIR OWN INVESTMENT DECISIONS. YOU CAN NORMALLY ONLY ACCESS YOUR MONEY FROM AGE 55 (57 FROM 2028).

FREETRADE CURRENTLY ONLY SUPPORTS UNCRYSTALLISED FUND PENSION LUMP SUMS (UFPLS) FOR SIPP WITHDRAWALS.

SEEK PROFESSIONAL ADVICE IF YOU NEED HELP WITH YOUR PENSION.