Summer ISA top-up offer

Top up your Freetrade ISA with £5,000 or more and get a 1% cashback bonus.
Cashback capped at £200 per customer.

Offer ends 31 August 2025.
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capital at risk.
ISA ELIGIBILITY RULES APPLY. SEE OFFER FAQS AND TERMS.

A top-up for your top-up

  1. 01
    If you don’t have one already, open your Freetrade account.
  2. 02
    Ensure you’re on a Standard or Plus plan with an annual subscription, and open your Freetrade stocks and shares ISA.
  3. 03
    Top up your ISA for the 2025/26 year with at least £5,000 (net) between 29 May and 31 August 2025. Only top-ups qualify under this offer, not transfers.
  4. 04
    We’ll give you a top-up of 1% cashback into your GIA on 28 November 2025.
The 1% cashback will be calculated based on your net contribution per ISA account between 29 May and 31 August 2025. Cashback is capped at £200 per customer.

Withdrawing or transferring all or part of your ISA elsewhere before receiving cashback may result in the value of the cashback you receive being reduced.
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Invest tax-free with an ISA

Each year you can put up to £20,000 into an ISA.

Shelter your investments from capital gains tax, UK dividend tax and tax on interest. Not only will it save you money, but it will reduce your admin at tax time, too.

Freetrade’s low-cost, flexible ISA means you’re left with more to invest, and can access your money without reducing your annual ISA allowance.
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Investing tailored for you, by you

Choose from a selection of 6,200 UK and overseas instruments across diverse industries and asset classes.

Diversify your retirement pot with:
  • Stocks and ETFs
  • Mutual Funds
  • Investment trusts and REITs
  • Gilts and Treasury bills
ISA are available with Standard and Plus plans. Enjoy pre-market trading, lower FX fees, enhanced stats and analysis, and much more.
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WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST.

ISA  ELIGIBILITY AND TAX RULES APPLY. TAX TREATMENT DEPENDS ON PERSONAL CIRCUMSTANCES AND CURRENT RULES MAY CHANGE.

FAQs

How does this promotion work for a new Freetrade customer?
How does this promotion work for an existing Freetrade customer?
What is a “top-up”?
What is the minimum amount I need to top up to qualify?
What is the maximum cashback I can receive?
How do you calculate “net” top-ups?
Will I get cashback if I contribute money to my ISA via transfer?
What if I want to withdraw from my ISA or transfer it elsewhere after qualifying?
Can you pay cashback into my ISA?
I haven’t received my cashback. What do I do?
Terms and conditions
Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Annually
Monthly
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Get basic now
Standard
£4.99
/Month
£59.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ global stocks and ETFs, including gilts
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Early market access with pre-market trading
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Get Standard Now
Plus
£9.99
/Month
£119.88 billed annually
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • New! Access to mutual funds
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals
Get Plus Now
Basic
£0.00
/Month
Accounts
  • General Investment Account
Benefits
  • A great way to try Freetrade before transferring your ISA or pension
  • Unlimited commission-free trades. Other charges may apply.
  • Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • 1% AER on up to £1,000 uninvested cash
  • Fractional US shares
  • Access to mobile app and web platform
Get basic now
Standard
£5.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
Everything in Basic and:
  • Access to 6,200+ global stocks and ETFs, including gilts
  • A lower FX fee of 0.59% on non-GBP trades
  • 3% AER on up to £2,000 uninvested cash
  • Early market access with pre-market trading
  • Automated order types, including recurring orders
  • More stats and analysis, including analyst ratings and EPS estimates 
Get Standard Now
Plus
£11.99
/Month
billed monthly
Accounts
  • General Investment Account
  • Stocks and shares ISA
  • Personal pension
Everything in Standard and:
  • A lower FX fee of 0.39% on non-GBP trades
  • New! Access to mutual funds
  • Priority customer service
  • 5% AER on up to £3,000 uninvested cash
  • Free, same day withdrawals
Get Plus Now
Compare Plans

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When you invest, your capital is at risk

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Important information

Freetrade does not provide investment advice and individual investors should make their own decisions or seek independent advice. The value of investments can go down as well as up and you may receive back less than your original investment. Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

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