Summer ISA top-up offer

Top up your Freetrade ISA with £5,000 or more and get a 1% cashback bonus.
Cashback capped at £200 per customer.

Offer ends 31 August 2025.
capital at risk.
ISA ELIGIBILITY RULES APPLY. SEE OFFER FAQS AND TERMS.

A top-up for your top-up

  1. 01
    If you don’t have one already, open your Freetrade account.
  2. 02
    Ensure you’re on a Standard or Plus plan with an annual subscription, and open your Freetrade stocks and shares ISA.
  3. 03
    Top up your ISA for the 2025/26 year with at least £5,000 (net) between 29 May and 31 August 2025. Only top-ups qualify under this offer, not transfers.
  4. 04
    We’ll give you a top-up of 1% cashback into your GIA on 28 November 2025.
The 1% cashback will be calculated based on your net contribution per ISA account between 29 May and 31 August 2025. Cashback is capped at £200 per customer.

Withdrawing or transferring all or part of your ISA elsewhere before receiving cashback may result in the value of the cashback you receive being reduced.
Transparent chip showing cashback of 1 percent with minimum £5000
Award badge from Boring Money that says Best For low-cost ISA > £50k 2024British Bank Awards winner for Best online trading platform in 2024
Two mobile phones showing the freetrade.io portfolio and buy app screens

Invest tax-free with an ISA

Each year you can put up to £20,000 into an ISA.

Shelter your investments from capital gains tax, UK dividend tax and tax on interest. Not only will it save you money, but it will reduce your admin at tax time, too.

Freetrade’s low-cost, flexible ISA means you’re left with more to invest, and can access your money without reducing your annual ISA allowance.

Investing tailored for you, by you

Choose from a selection of 6,200 UK and overseas instruments across diverse industries and asset classes.

Diversify your retirement pot with:
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    Stocks and ETFs
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    Mutual Funds
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    Investment trusts and REITs
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    Gilts and Treasury bills
ISA are available with Standard and Plus plans. Enjoy pre-market trading, lower FX fees, enhanced stats and analysis, and much more.
logos of various companies whose stocks can be purchased
WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST.

ISA  ELIGIBILITY AND TAX RULES APPLY. TAX TREATMENT DEPENDS ON PERSONAL CIRCUMSTANCES AND CURRENT RULES MAY CHANGE.

FAQs

How does this promotion work for a new Freetrade customer?
How does this promotion work for an existing Freetrade customer?
What is a “top-up”?
What is the minimum amount I need to top up to qualify?
What is the maximum cashback I can receive?
How do you calculate “net” top-ups?
Will I get cashback if I contribute money to my ISA via transfer?
What if I want to withdraw from my ISA or transfer it elsewhere after qualifying?
Can you pay cashback into my ISA?
I haven’t received my cashback. What do I do?
Terms and conditions
Pick the plan that suits you best
Save 17% when you choose an annual subscription.
Basic
£0.00
/Month
Accounts
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    General Investment Account
Benefits
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    A great way to try Freetrade before transferring your ISA or pension
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    Unlimited commission-free trades. Other charges may apply.
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    Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
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    Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
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    1% AER on up to £1,000 uninvested cash
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    Fractional US shares
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    Access to mobile app and web platform
Standard
£4.99
/Month
£59.88 billed annually
Accounts
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    General Investment Account
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    Stocks and shares ISA
Everything in Basic and:
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    Access to 6,200+ global stocks and ETFs, including gilts
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    A lower FX fee of 0.59% on non-GBP trades
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    3% AER on up to £2,000 uninvested cash
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    Early market access with pre-market trading
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    Automated order types, including recurring orders
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    More stats and analysis, including analyst ratings and EPS estimates 
Plus
£9.99
/Month
£119.88 billed annually
Accounts
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    General Investment Account
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    Stocks and shares ISA
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    Personal pension
Everything in Standard and:
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    A lower FX fee of 0.39% on non-GBP trades
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    New! Access to mutual funds
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    Priority customer service
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    5% AER on up to £3,000 uninvested cash
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    Free, same day withdrawals
Basic
£0.00
/Month
Accounts
  • White check mark
    General Investment Account
Benefits
  • White check mark
    A great way to try Freetrade before transferring your ISA or pension
  • White check mark
    Unlimited commission-free trades. Other charges may apply.
  • White check mark
    Trade USD and EUR stocks at the exchange rate + 0.99% FX fee
  • White check mark
    Access to a selection of Freetrade’s 6,200+ global stocks and ETFs
  • White check mark
    1% AER on up to £1,000 uninvested cash
  • White check mark
    Fractional US shares
  • White check mark
    Access to mobile app and web platform
Standard
£5.99
/Month
billed monthly
Accounts
  • White check mark
    General Investment Account
  • White check mark
    Stocks and shares ISA
Everything in Basic and:
  • White check mark
    Access to 6,200+ global stocks and ETFs, including gilts
  • White check mark
    A lower FX fee of 0.59% on non-GBP trades
  • White check mark
    3% AER on up to £2,000 uninvested cash
  • White check mark
    Early market access with pre-market trading
  • White check mark
    Automated order types, including recurring orders
  • White check mark
    More stats and analysis, including analyst ratings and EPS estimates 
Plus
£11.99
/Month
billed monthly
Accounts
  • White check mark
    General Investment Account
  • White check mark
    Stocks and shares ISA
  • White check mark
    Personal pension
Everything in Standard and:
  • White check mark
    A lower FX fee of 0.39% on non-GBP trades
  • White check mark
    New! Access to mutual funds
  • White check mark
    Priority customer service
  • White check mark
    5% AER on up to £3,000 uninvested cash
  • White check mark
    Free, same day withdrawals

You’re just minutes away from commission-free investing

When you invest, your capital is at risk