SIPP guides

Self-invested personal pension basics

Easy-to-understand guides that break down self-invested pensions (SIPPs), from beginner to advanced, so that you can invest more confidently.

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What is a SIPP?

We explain the ins and outs of self-invested personal pensions. Understand how SIPPs work and why they provide a tax efficient way of save towards your retirement.

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Should I transfer my pension? 6 key considerations

It’s important to understand the risks, fees, and key considerations involved in transferring a pension before you get started.

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Should I consolidate my pensions?

Why do people combine their pensions, how do they do it and what are the pros and cons?

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Is your pension underperforming? How to check and improve your pension pot

Find out if your pension is underperforming, how to spot common issues, and take steps to get your retirement savings on track.

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How much should be in your pension at 30? Retirement savings guide for your 20s and 30s

Investing early gives your money the most time to grow.

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Saving for retirement in your 40s and 50s

Making sure you’re on track for the retirement you want.

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Transfer

Combine or transfer your pension

Learn more about transferring your existing pensions to Freetrade.

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Freetrade let me get my foot into investing without feeling like I was committing to something intimidating.

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Why rely on another person's financial education when I want to be the decision-maker?

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I originally came for the ‘free’ angle but what really kept me was how simple and quiet it feels.

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With no commission, you can buy ‘a little bit here and there’ and it’s easier to optimise your entry price over time.

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Christian

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Having tried all the other share trading apps, I have come to the conclusion that Freetrade is the best 10/10. That’s why I chose them for my SIPP.

CUSTOMER

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Great, clear and easy to use app. SIPP is great value for money and allows you to pick individual stocks as well as ETFs

MARTIN ARNOLD

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Really straightforward transfer process (ISA and SIPP). Nice app and website. Good switching incentive too. Great customer service (I'm a plus customer).

JOSH

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I’ve been very impressed, a 10x improvement from Hargreaves Lansdown. The transfer of my SIPP was very well managed with excellent communication all the way. Then the actual platform is very good. My SIPP used to be with HL and that platform is ancient and expensive. I like the PM trading being available with zero fees except foreign exchange rates. Wish I’d moved earlier!

RUAN SMIT

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Moved my SIPP and ISA to Freetrade 2 years ago. Very low costs and very responsive customer service. Can't fault.

D D

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Self-invested personal pension basics

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