Easy-to-understand guides that break down self-invested pensions (SIPPs), from beginner to advanced, so that you can invest more confidently.
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What is a SIPP?

We explain the ins and outs of self-invested personal pensions. Understand how SIPPs work and why they provide a tax efficient way of save towards your retirement.
What is a SIPP?
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Should I transfer my pension? 6 key considerations

It’s important to understand the risks, fees, and key considerations involved in transferring a pension before you get started.
Should I transfer my pension? 6 key considerations
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Should I consolidate my pensions?

Why do people combine their pensions, how do they do it and what are the pros and cons?
Should I consolidate my pensions?
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Is your pension underperforming? How to check and improve your pension pot

Find out if your pension is underperforming, how to spot common issues, and take steps to get your retirement savings on track.
Is your pension underperforming? How to check and improve your pension pot
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How much should be in your pension at 30? Retirement savings guide for your 20s and 30s

Investing early gives your money the most time to grow.
How much should be in your pension at 30? Retirement savings guide for your 20s and 30s
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Saving for retirement in your 40s and 50s

Making sure you’re on track for the retirement you want.
Saving for retirement in your 40s and 50s

Tools & more

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Calculator

Try our fee impact calculator

Do you know what the impact of platform fees is on your portfolio value over time? Find out here.
Try our fee impact calculator
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Transfer

Combine or transfer your pension

Learn more about transferring your existing pensions to Freetrade.
Combine or transfer your pension
Great app and service. Fantastic choice for SIPP and ISA investment.
IAN C.
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I’ve been very impressed, a 10x improvement from Hargreaves Lansdown. The transfer of my SIPP was very well managed with excellent communication all the way. Then the actual platform is very good. My SIPP used to be with HL and that platform is ancient and expensive. I like the PM trading being available with zero fees except foreign exchange rates. Wish I’d moved earlier!
RUAN SMIT
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Good experience transferring my SIPP over from Vanguard. Nice app, excellent customer support, keep up the great work.
DARSUNR-BRINDLE
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The platform is easy to use offering general/ISA/SIPP accounts. There is a huge range of stocks, ETFs, funds and gilts/treasuries. Responsive customer service. Interest on uninvested cash.
LOUISE DAVIES JONES
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What I love most: Commission-free trading: Buying and selling shares without hidden fees makes investing accessible to everyone. Fractional shares: You don’t need hundreds to invest in big-name companies—just a few pounds and a bit of curiosity. Slick design: The app feels modern and easy to navigate, even for beginners. Educational content: Their in-app insights and weekly emails help me understand the market better without being overwhelming. ISA and SIPP options: For those thinking long-term, it’s great to have tax-efficient accounts built right in. Whether you're dipping your toes into the stock market or managing a growing portfolio, Freetrade makes the experience feel empowering rather than intimidating. It’s not just an app—it’s a gateway to financial confidence.
HUSSAIN JERBI
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