Self-invested personal pension basics

Easy-to-understand guides that break down self-invested pensions (SIPPs), from beginner to advanced, so that you can invest more confidently.

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What is a SIPP?

We explain the ins and outs of self-invested personal pensions. Understand how SIPPs work and why they provide a tax efficient way of save towards your retirement.

What is a SIPP?

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Should I transfer my pension? 6 key considerations

It’s important to understand the risks, fees, and key considerations involved in transferring a pension before you get started.

Should I transfer my pension? 6 key considerations

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Should I consolidate my pensions?

Why do people combine their pensions, how do they do it and what are the pros and cons?

Should I consolidate my pensions?

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Is your pension underperforming? How to check and improve your pension pot

Find out if your pension is underperforming, how to spot common issues, and take steps to get your retirement savings on track.

Is your pension underperforming? How to check and improve your pension pot

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How much should be in your pension at 30? Retirement savings guide for your 20s and 30s

Investing early gives your money the most time to grow.

How much should be in your pension at 30? Retirement savings guide for your 20s and 30s

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Saving for retirement in your 40s and 50s

Making sure you’re on track for the retirement you want.

Saving for retirement in your 40s and 50s

Tools & more

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Calculator

Try our fee impact calculator

Do you know what the impact of platform fees is on your portfolio value over time? Find out here.

Try our fee impact calculator

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Transfer

Combine or transfer your pension

Learn more about transferring your existing pensions to Freetrade.

Combine or transfer your pension

Here’s what our
customers
say about us

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Why rely on another person's financial education when I want to be the decision-maker?

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Kate

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Freetrade let me get my foot into investing without feeling like I was committing to something intimidating.

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Jake

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Freetrade lets me test my ideas without putting too much of my pension at risk.

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Ivan

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For me, it is about getting out of that victim mindset and taking control over how my money changes over time.

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Ece

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With Freetrade, I can move quickly when I need to. It’s a completely different world.

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Mashood

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With no commission, you can buy ‘a little bit here and there’ and it’s easier to optimise your entry price over time.

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Christian

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Great app and service. Fantastic choice for SIPP and ISA investment.

IAN C.

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Great, clear and easy to use app. SIPP is great value for money and allows you to pick individual stocks as well as ETFs

MARTIN ARNOLD

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The platform is easy to use offering general/ISA/SIPP accounts There is a huge range of stocks, ETFs, funds and gilts/treasuries. Responsive customer service. Interest on uninvested cash.

LOUISE DAVIES JONES

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Really good service and support. Really enjoyed using the app for my SIPP

GARY WOODWARD

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Really straightforward transfer process (ISA and SIPP). Nice app and website. Good switching incentive too. Great customer service (I'm a plus customer).

JOSH