Freetrade’s subscription plans are getting an upgrade

Basic: get all the investors’ essentials

Following customer feedback, the Basic plan will now give all customers access to the essential tools they need to build their wealth. 

New to Basic, from 1 September:

• An ISA, or individual savings account. Invest up to £20,000 each year and pay no tax on interest, capital gains, or UK dividends.
• Commission-free access* to all equities, ETFs, and investment trusts offered on Freetrade. Trade over 6,500 instruments across US, UK, and European markets 
• The ability to automate your investment strategy with recurring orders, Direct Debits, stop losses, and limit orders 
• Pre-market trading on select US stocks

*On the Basic plan, an FX fee of 0.99% applies to any USD or EUR trades. 

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Standard: diversify with bonds and funds

The Standard plan will let customers elevate their investing experience with greater portfolio diversification. Standard subscriptions will benefit from access to gilts and mutual funds, along with higher interest and lower FX fees. 

For the very first time, Standard customers can now invest in mutual funds, an asset class previously only available on Plus. 

Standard customers can choose from a curated selection of 28 Vanguard funds, offering instant diversification, added convenience, and active management by experienced fund managers.

And this is just the beginning. With funds still in beta, here’s what’s coming soon:

• A broader universe of thousands of funds to invest in.
• Transfers, so customers can consolidate, track, and manage their funds all in one place (join the waitlist here!)

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Plus: plan ahead with a pension

The Plus plan stays as is, giving customers access to everything in the Standard tier, as well as even higher interest and lower FX fees. It also enables customers to take control of their retirement planning, with access to a self-invested personal pension. 

Here’s what the subscription plans look like as of 1 September 2025: 

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Freetrade customers can change their plan at any time in-app or from their web 👤 Profile.

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Important Information