Standard and Plus customers can now trade hundreds of new mutual funds on Freetrade’s mobile app and web platform.
This wider launch follows a beta release earlier this year, where customers were given access to an initial selection of Vanguard mutual funds.
Customers can now choose from hundreds of options to diversify their portfolios, from global index trackers to specialist strategies. With these professionally managed funds all in one place, with options for investors at every stage.
Why mutual funds?
A mutual fund is an investment vehicle that pools money from many individuals and invests it in a basket of assets such as shares, bonds, or other securities. When you invest in a fund, you own a share of that pool, which gives you exposure to all the investments inside it.
This structure offers three key advantages:
- Diversification: Your risk is spread across many holdings, rather than depending on a single company or asset.
- Professional management: Experienced fund managers research and decide what to buy or sell.
- Accessibility: With relatively small contributions, investors can access complex markets and strategies that would otherwise be out of reach.
In practice, this means a beginner can start building wealth with confidence, while more experienced investors can use funds to refine and balance their portfolios.
Wider access for retail investors
With hundreds of mutual funds, investors have a broader toolkit to build their portfolio. They can:
- Align investments with personal goals, whether that’s growth, income, or capital preservation.
- Explore new markets, sectors, and themes
- Adjust portfolios as their risk appetite and circumstances change.
Grow your funds, not your fees
A key difference is how Freetrade charges. Many legacy providers still charge a percentage fee based on the value of your investments, or a commission fee per trade. This means customers are penalised with higher costs as their portfolios grow.
Freetrade does things differently:
- No commission fees for buying or selling mutual funds
- Simple, transparent pricing through a flat, monthly subscription fee (from £4.99 a month for a Standard plan)
- Access to a wide range of funds alongside stocks, ETFs, investment trusts, gilts, and UK Treasury bills, all on a single platform
That means you can grow your funds without growing your fees. Whether your portfolio is £1,000 or £10,000,000, your flat monthly fee stays the same.
A tool for every type of investor
Mutual funds play different roles depending on where customers are in their investment journey:
- First-time investors can gain exposure to diversified portfolios without needing to choose individual stocks.
- Everyday savers can use funds as the foundation of long-term accounts like ISAs or pensions.
- Experienced investors can add funds for specific exposures or as stabilising anchors in more complex portfolios.
In each case, funds simplify the process of investing while providing access to professionally managed strategies.
Looking ahead
The addition of hundreds of mutual funds is another step in Freetrade’s mission to make investing more open and more accessible. And this is just the start. There are hundreds more funds to come, giving customers access to even more providers, geographies, sectors, and strategies.
With more choice and fairer costs, investors can now build and grow their portfolios with confidence, on their own terms.
This should not be read as personal investment advice and individual investors should make their own decisions or seek independent advice. This article has not been prepared in accordance with legal requirements designed to promote the independence of investment research and is considered a marketing communication.When you invest, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future results.Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).






