Conventional gilt

Gilts where the dividends and principal repayments are fixed in nominal terms. This is as opposed to an index-linked gilt where the dividends and principal repayments are related to movements in the Retail Prices Index (RPI).

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Account balance

The amount of money a user has stored in a financial repository.
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Net Income (NI)

The money a firm is left with from sales after subtracting taxes and different business costs.
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Accrued interest

The interest earned on a gilt since the last dividend date. When buying a gilt, the buyer pays the accrued interest at the time of a transaction to the seller in addition to the clean price of the gilt
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Total Return

This is the measurement of a fund’s performance in a specific period.
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Collective investment scheme

Learn what's a collective investment scheme
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Real Estate Investment Trust (REIT)

An investment trust specialised in investing in commercial property such as parking garages or GP offices.
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Over-The-Counter (OTC)

A security that is sold outside of an exchange.
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Unit Trusts

A collective investment scheme the investors pay money into in exchange for units. The money is invested in a diversified portfolio of assets.
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Spot Rate

The currency exchange rate a bank quotes, valid with immediate effect.
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