Invest for less
All your investments. Now on our free plan.
From 22 January 2026, SIPPs, ISAs, mutual funds, gilts, and ready-made portfolios are all included in your Basic plan at no extra cost.
Freetrade set out to democratise investing, making it accessible to everyone. Investing technology evolution makes that possible. Maybe it’s time to ask why some brokers still charge £12 commission for every trade?
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By signing up to Freetrade you are agreeing to our Privacy policy.
WHEN YOU INVEST, YOUR CAPITAL IS AT RISK. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVEST. ISA AND SIPP RULES APPLY. OTHER CHARGES MAY APPLY.
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Freetrade is authorised and regulated by the Financial Conduct Authority (FCA) and deposits are covered by the Financial Services Compensation Scheme (FSCS).
Get all the investing essentials for free
From 22 January 2026, every Freetrade plan will include
- Personal pension (SIPP) and ISA
- Mutual funds and Gilts
- Ready-made portfolios
- Unlimited commission-free trades
and more…
Fees shouldn't eat into your investments
No catch
There is no commission to buy or sell.
There is no ongoing account fee.
Freetrade makes money in three transparent ways. We charge fees when you buy and sell stocks in foreign currencies. We keep some of the interest earned on uninvested cash. And, some customers pay for a subscription to get lower FX rates and higher interest rates.
Learn more about how we make money here.
Learn more about how we make money here.
Access matters
Investing has come a long way in the last few decades and that means it's cheaper than ever for brokers to offer customers a great service at a low cost.
Fewer barriers
More choice, less complexity. Expanding the features included on the Basic Plan helps more investors get started with confidence.
Our mission
We set out to democratise investing, making it accessible to everyone. This is another step towards giving more people the tools to grow their wealth.
Reach your retirement savings goals faster with no fees
Build your retirement pot now without account fees and benefit from tax relief.
Bring old and existing pensions together in one place and invest for the long term with confidence.
Other charges may apply. Tax treatment depends on your personal circumstances and current rules and may change.
Start with transfer cashback
Transfer £10,000 or more in pensions to Freetrade and get 2% cashback.
Transfer £10,000 or more in existing ISAs to Freetrade to get 1% cashback. New ISA customers only.
Transfer £10,000 or more in existing ISAs to Freetrade to get 1% cashback. New ISA customers only.
Capped at £1,000 per customer per offer. Ends 31 December 2025. Terms apply. Cash will be paid into your GIA.
Let experts do the heavy lifting
Benefit from instant diversification, expert management, and convenience with 500+ mutual funds from known providers like Vanguard, Legal & General, Blackrock, and more.
Put fixed income to work
Gilts pay out regular, fixed dividends every six months.
Backed by the UK government, gilts are considered secure investments. To date, the British government has never failed to make interest or principal payments on gilts.
Check out our gilts calculator.
Make your first step an easy one
Start investing or scale your portfolio with diversified options built by professionals with three carefully curated ready-made portfolios.
How we compare
See how we stack up against the competition. Compare our plans to different portfolio sizes to ensure you’re making the best choice for your needs.
Pension (SIPP)
ISA
Share trades
FX Rate
Mutual funds
£0
£0
£0
PER TRADE
0.99%
+ EXCHANGE RATE
£0
0.45%
SIPP ACCOUNT
0.45%
ISA ACCOUNT
£11.95
PER TRADE
1.00%
+ EXCHANGE RATE
0.45%
HOLDING CHARGE
£5.99/mo
PENSION ESSENTIALS PLAN
£4.99/mo
Investor ESSENTIALS plan
£3.99
PER TRADE
1.50%
+ EXCHANGE RATE
£3.99
PER TRADE
0.25%
SIPP ACCOUNT
0.25%
ISA ACCOUNT
£5
PER TRADE
0.75%
+ EXCHANGE RATE
£1.50
PER TRADE
All YOUR investments in one place
Join today and start investing in over 6,500+ stocks and shares, ETFs, investment trusts, and funds with our low-cost intuitive platform.
Compare our plans
Accounts
Personal pension (SIPP)
New
New
Stocks and shares ISA
General investment account (GIA)
Features
Trading commission
£0
£0
£0
Global equities, ETFs, and investment trusts
6,500+
6,500+
6,500+
Recurring orders
Advanced order types: limit orders and stop losses
Pre-market trading
Free same-day withdrawals
Advanced stock fundamentals
Customer service
Standard
Standard
Priority
Access to mobile app and web platform
FX Fee
0.99%
0.59%
0.39%
Interest on uninvested cash
1.00% on up to £1,000
2.50% on up to £2,000
(from 1 January 2026)
(from 1 January 2026)
3.50% on up to £3,000
(from 1 January 2026)
(from 1 January 2026)
Frequently asked questions
What’s changing?
I’m on Standard or Plus. Can I switch to Basic?
When do the changes happen?
Why are these updates happening?
I am on an annual plan. What does this mean for me?
I have a Freetrade SIPP. What happens if I move to the Basic plan?
Will my subscription price change?
Do I need to do anything before the updates go live?
Can I open or transfer a SIPP before 22 January?
I just transferred in as part of a cashback offer that required an annual subscription. Can I cancel this annual subscription now?
Who can I contact if I have more questions?
Join thousands of investors
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By signing up to Freetrade you are agreeing to our Privacy policy.
CAPITAL AT RISK. ISA RULES AND OTHER CHARGES MAY APPLY.
