Transfer to Freetrade's Junior ISA
Start a Junior ISA or Child Trust Fund transfer to Freetrade in minutes. More invested in their future. Less lost to account fees.
Why families transfer to Freetrade
Save on fees
No account fees. No commissions. So more money goes towards their future.
Make life easier
Your family’s finances, all in one place. Simple tools to build good habits, early.
Unlock more growth potential
Choose from global stocks, funds, ETFs, bonds, ready-made portfolios, and more.
Other charges, such as FX fees, may apply.
What can I transfer to a Freetrade Junior stocks and shares ISA?
You can transfer:
- Junior stocks and shares ISAs
- Junior cash ISAs
- Child Trust Funds
Transfer a Junior ISA with £0 fees
Freetrade doesn’t charge anything when you transfer your accounts to us. We also don’t charge account fees or commission fees.
So you can keep more of your child’s money invested, where it belongs.
Depending on the investments you choose, other charges could still apply. Check with your current provider for any exit fees before transferring.
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How to transfer a Junior ISA or Child Trust Fund (CTF) to Freetrade
It only takes a few minutes to start your transfer.
Open a JISA with Freetrade using the mobile app or web platform.
Fill out a simple online form. It only takes a few minutes. You’ll need the provider name, account number, and the approximate value of the JISA or CTF you’re looking to transfer.
You can usually choose between transferring your child’s current investments as they are or selling them down to transfer over as cash.
You can usually choose between transferring your child’s current investments as they are or selling them down to transfer over as cash.
We’ll guide you through the transfer process and contact your current provider on your behalf. During the transfer, you usually won’t need to do anything yourself.
Timelines will vary depending on your provider, but we’ll chase them if needed.
Timelines will vary depending on your provider, but we’ll chase them if needed.
Remember: a child can only have one Junior stocks and shares ISA at a time, and they cannot hold a Junior ISA and a Child Trust Fund simultaneously. If they already have a Junior stocks and shares ISA or Child Trust Fund elsewhere, it must be transferred in full to Freetrade.
What you’ll get with a Freetrade Junior ISA
02
Commission-free dealing
Unlimited free trades and low FX fees, so your money goes further.
03
Easy to use
Manage your portfolio with ease on iOS, Android, or from your web browser.
04
7,000+ investment choices
Choose from global stocks, funds, ETFs, bonds, and more. Get started quickly with ready-made portfolios.
05
Support
Fast, friendly customer support when you need it.
06
Intuitive tools for easy management
Automate your investing with recurring orders and Direct Debits.
One place to build your family’s future
When your child’s Junior ISA sits with one provider, your ISA with another, and your pension somewhere else, it’s harder to see the bigger picture.
With Freetrade, you can bring them together in one place:
- their Junior ISA with £0 account fee
- your stocks and shares ISA with £0 account fee
- your pension with £0 account fee
One app. One login. One clearer view of your family’s future.
Made for long-term investors
Whether it’s for education, a first home deposit, or simply giving your child a stronger financial start, Freetrade gives you an easy way to stay invested for the long run.
Manage your portfolio on iOS, Android, or web, with simple tools designed to help you stay on track.
Junior ISA transfer FAQs
Here you'll find answers to the most frequently asked questions. If you have a question that's not listed, please contact support.
Can I transfer a Junior ISA from Freetrade to another provider?
Yes! You can transfer a JISA from another provider into Freetrade’s Junior ISA. You can transfer as cash or as investments. If you’re transferring a stocks and shares JISA, you must transfer it in full. If you’re transferring a cash JISA, you can choose to transfer it in full (full transfer), or just a portion of it (partial transfer).
And transfers don’t use up any of the annual allowance.
Remember: a child can only have one cash JISA and one stocks and shares JISA at a time.
Why move a Junior ISA to the same provider as my ISA and pension?
For many families, it’s simply easier. Keeping your child’s Junior ISA alongside your own ISA and pension can reduce admin and give you a clearer view of your household’s long-term investing. Plus, with Freetrade, kids go free. And so do you.
Can one child have both a cash Junior ISA and a stocks and shares Junior ISA?
Yes! A child can hold one of each type simultaneously, but the annual allowance applies across both per relevant tax year
So you could pay £4,500 into the child’s cash JISA and another £4,500 into the child’s stocks and shares JISA, for a total annual contribution of £9,000 for the whole tax year.
Can one child have more than one stocks and shares Junior ISA at a time?
No. A child can only have one stocks and shares JISA at a time.
This means that if your child has a stocks and shares JISA with another provider, and you then open a Freetrade JISA, you must choose to transfer the existing one fully to Freetrade as part of the account opening process.
Is a Junior ISA the same as a Child Trust Fund (CTF)?
No. A Child Trust Fund is a long-term tax-free savings account for children born between 1 September 2002 and 2 January 2011.
The Child Trust Fund scheme is now closed, but you’ll be able to transfer your child’s Child Trust Fund in full to a Freetrade stocks and shares Junior JISA.
Can I transfer a Child Trust Fund to a Junior ISA?
Yes! You can transfer a CTF in full into Freetrade’s Junior ISA. However, a child can’t have a CTF and a JISA at the same time, so you’ll need to close the CTF as part of the transfer process.
The good news is: transfers don’t use up the annual allowance.
How do I transfer a Child Trust Fund to a Junior ISA?
First, you’ll need to open a Junior ISA with Freetrade using the mobile app or web platform. As part of this process, you’ll have the option to transfer a Child Trust Fund. You’ll need to fill out a simple, online form, which only takes a few minutes. You’ll need the provider name, account number, and the approximate value of the Child Trust Fund you’re looking to transfer.
You can usually choose between transferring your child’s current investments as they are or selling them down to transfer over as cash.
We’ll guide you through the transfer process and contact your current provider on your behalf. During the transfer, you usually won’t need to do anything yourself.
Timelines will vary depending on your provider, but we’ll chase them if needed.
What can I invest in with Freetrade’s stocks and shares Junior ISA?
Once you’ve opened a Junior ISA as the parent or legal guardian of a child, you can decide where to invest.
With Freetrade, you can choose from over 7,000 global equities, funds, ETFs, investment trusts, and bonds. You'll be able to trade anything that is available in an ISA.
Not sure where to start? Choose from one of three ready-made portfolios based on your risk appetite.
You can add money to existing investments over time, set up a recurring order to invest automatically each month, or buy and sell investments as you choose.
What’s a ready-made portfolio?
If you’re not sure where to start, you can choose one of our three diversified ready-made portfolios, each suited to a different risk appetite: conservative, moderate, and adventurous. These aim to give broad market exposure and professional diversification instantly.
Are there any fees for a Junior ISA with Freetrade?
Freetrade doesn’t charge any commission fees, holding fees, or account fees for investing in a JISA. The JISA is available on all Freetrade plans, including our free Basic plan.
If you choose to invest in non-GBP instruments, you’ll pay an FX fee of 0.99% on Freetrade’s Basic plan. If you think you’ll make a lot of international trades and you want to pay lower FX fees, you can choose to subscribe to the Standard or Plus plan.
Can I withdraw the money in a Junior ISA early?
No. Money held in a JISA cannot be withdrawn before the child turns 18, except in rare circumstances such as where the child is terminally ill or in the event the child passes away.
Can anyone make payments into a Freetrade Junior ISA?
No, only the registered contact can make payments into the child’s Junior ISA. Note that if you make a payment to a Freetrade Junior ISA, this is treated as a gift to the child. This means that the payment is non-refundable if the person who made the payment changes their mind at a later date.
Are contributions or transfers to a Junior ISA eligible for 1% cashback as part of the current ISA offer?
No, contributions or transfers to a Junior ISA are not eligible for 1% cashback as part of the current live ISA offer.
If there are cashback offers in the future that apply to the Junior ISA, this will be clearly called out on the offer webpage.
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