Comparisons to Vanguard Investor are based on publicly available information on their website as of 28 April 2026 and shown for illustrative purposes only. This comparison covers self-managed investment accounts only. Please visit their website for the most up-to-date details.
Freetrade: £0 account fee on ISA, SIPP, GIA, and JISA on the Basic plan. £0 trading fee on all investments.
Vanguard: Charges £4 a month, or £48 a year, on self-managed ISA, SIPP and GIA accounts under £32,000, rising to 0.15% a year, capped at £375, for portfolios of £32,000 and above. JISA accounts are charged at 0.15% a year at all portfolio sizes, also capped at £375. Trading is free on Vanguard funds and batch ETF orders, with an optional £7.50 per trade for instant ETF execution.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges, such as FX fees, may apply.
Freetrade charges no account fee on ISA, SIPP, JISA, and GIA, regardless of how much you have invested. View our charges.
Vanguard uses tiered pricing. ISA, SIPP, and GIA accounts under £32,000 are charged £4 a month, or £48 a year. For ISA, SIPP, and GIA accounts of £32,000 and above, the charge moves to 0.15% a year, capped at £375. JISA accounts are charged at 0.15% a year at every portfolio size, also capped at £375.
Costs are based on publicly available information on the Vanguard website as of 28 April 2026 and shown for illustrative purposes only. This comparison is limited to self-managed investment accounts. Please visit the Vanguard website for the most up-to-date details.
Calculations reflect annual account fees only and exclude fund management fees (OCF), FX fees, investment growth, and tax relief. Total annual account fees may vary depending on your portfolio size and account types held.
Freetrade: No account fee on the Basic plan, which includes a Stocks and Shares ISA, SIPP, JISA, and GIA.
Vanguard: Account fees are charged per account type. Self-managed ISA, SIPP, and GIA accounts under £32,000 are charged £4 a month, or £48 a year. For ISA, SIPP, and GIA accounts of £32,000 and above, the charge is 0.15% a year, capped at £375 per account. JISA accounts are charged at 0.15% a year at all portfolio sizes, also capped at £375.
Costs are based on publicly available information on the Vanguard website as of 28 April 2026 and shown for illustrative purposes only. This comparison is limited to self-managed investment accounts. Please visit the Vanguard website for the most up-to-date details.
Calculations reflect annual account fees only and exclude fund management fees (OCF), FX fees, investment growth, and tax relief. Total annual account fees may vary depending on your portfolio size and account types held.
Freetrade: No account fee on the Basic plan, which includes a stocks and shares ISA, SIPP, JISA, and GIA.
Vanguard: Account fees are charged per account type. Self-managed ISA, SIPP, and GIA accounts under £32,000 are charged £4 a month, or £48 a year. For ISA, SIPP, and GIA accounts of £32,000 and above, the charge is 0.15% a year, capped at £375 per account. JISA accounts are charged at 0.15% a year at all portfolio sizes, also capped at £375.
Costs are based on publicly available information on the Vanguard website as of 28 April 2026 and shown for illustrative purposes only. This comparison is limited to self-managed investment accounts. Please visit the Vanguard website for the most up-to-date details.
Calculations reflect annual account fees only and exclude fund management fees (OCF), FX fees, investment growth, and tax relief. Total annual account fees may vary depending on your portfolio size and account types held.
Freetrade: No account fee on the Basic plan, which includes a stocks and shares ISA, SIPP, JISA, and GIA.
Vanguard: Account fees are charged per account type. Self-managed ISA, SIPP, and GIA accounts under £32,000 are charged £4 a month, or £48 a year. For ISA, SIPP, and GIA accounts of £32,000 and above, the charge is 0.15% a year, capped at £375 per account. JISA accounts are charged at 0.15% a year at all portfolio sizes, also capped at £375.
Costs are based on publicly available information on the Vanguard website as of 28 April 2026 and shown for illustrative purposes only. This comparison is limited to self-managed investment accounts. Please visit the Vanguard website for the most up-to-date details.
Calculations reflect annual account fees only and exclude fund management fees (OCF), FX fees, investment growth, and tax relief. Total annual account fees may vary depending on your portfolio size and account types held.
Freetrade: No account fee on the Basic plan, which includes a Stocks and Shares ISA, SIPP, JISA, and GIA.
Vanguard: Account fees are charged per account type. Self-managed ISA, SIPP, and GIA accounts under £32,000 are charged £4 a month, or £48 a year. For ISA, SIPP, and GIA accounts of £32,000 and above, the charge is 0.15% a year, capped at £375 per account. JISA accounts are charged at 0.15% a year at all portfolio sizes, also capped at £375.
Vanguard is a closed platform. You can only invest in Vanguard products. No iShares, no SPDR, no Invesco, no individual stocks or shares.
Freetrade gives you major Vanguard ETFs and funds, plus 7,000 more investments. Global stocks and shares, ETFs, funds, investment trusts, REITs, gilts, and UK Treasury bills. All in one place, with no account fee.
Vanguard's LifeStrategy® and Target Retirement funds are available on Freetrade. The same ready-made portfolios you'd find on Vanguard, with no account fee on top.
Start with 130+ popular Vanguard funds and expand into 7,000+ global stocks, ETFs, and funds from iShares, SPDR, Invesco, and more. One platform, no account fee.
Pay no commission for buying or selling investments. Other charges may apply. See our full pricing table.
Manage your portfolio with ease on iOS, Android, or from your web browser.
Automate your investing with recurring orders and direct debits.
| Fund Name | ISA | SIPP | JISA |
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Freetrade offers access to 130+ popular Vanguard funds plus 7,000+ stocks, ETFs, and more with no account fee. Vanguard Investor offers only its own products and charges £48 to £375 per year, depending on portfolio size and account type.
Yes. On Freetrade, you can invest in 130+ popular Vanguard ETFs and mutual funds, including LifeStrategy and Target Retirement, commission-free with no account fee on the Basic plan. Other charges may apply.
Freetrade offers popular Vanguard ETFs, including FTSE All-World (VWRP/VWRL), S&P 500 (VUAG/VUSA) and FTSE Developed World (VHVG), covering global equities, bonds, and more. All are commission-free, though other charges may apply. See our full investment list for the complete range.
Yes. 91 Vanguard mutual funds are available on Freetrade, including all LifeStrategy variants and a range of Target Retirement dates, commission-free with no account fee on the Basic plan. Other charges may apply.
Yes. Freetrade offers commission-free index funds and ETFs tracking the FTSE All-World, S&P 500 and FTSE 100 from Vanguard, iShares, SPDR, Invesco, and more. Other charges may apply.
Yes. You can transfer a Stocks and Shares ISA or SIPP to Freetrade with no transfer-in fee. ISA transfers typically take 2–6 weeks, and SIPP transfers 4–8 weeks. Before transferring, check for any exit fees or loss of benefits from your current provider. Pensions transferred to Freetrade may lose any protected pension age benefit, meaning you may not be able to draw the money until age 57.
Freetrade is authorised and regulated by the Financial Conduct Authority (FCA) and your deposits are covered up to £120,000 by the Financial Services Compensation Scheme (FSCS) if the firm fails
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