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Free ISA.
Free Pension.
Free JISA.
Freetrade.
Use your ISA allowance.
Free account. Free share.
Invest beyond ISA limits
Open your free GIA
Transfer your pension for £0
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A SIPP from
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Don’t let fees eat your pension
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Move your ISA for £0
Free account. Free share.
Which? Great Value ISA 2026
Fees shouldn’t eat your ISA
Open your free ISA

Open the UK’s only free ISA and free SIPP that let you invest commission-free in funds, stocks, ETFs, bonds, and more

Open a free account with Freetrade, fund it with £50 or more, and refer a friend so you both get a free share worth £10 to £100. Invest commission-free in 7,600+ investments.

Get a free ISA, free personal pension, and free Junior ISA, all in one easy-to-use app. Invest commission-free in 7,600+ stocks, ETFs, investment trusts, gilts, and funds.

Use Freetrade's web platform to manage your portfolio and access your free ISA, SIPP, JISA, and GIA from your browser. Invest commission-free in 7,600+ stocks, ETFs, investment trusts, gilts, and funds.

Open UK tax-efficient accounts with Freetrade, including a free ISA, free pension, and free Junior ISA. Invest commission-free across 7,600+ investments.

Open your free ISA, free SIPP, or free JISA in minutes. Start investing commission-free across 7,600+ stocks, ETFs, funds, and more.

Open a free ISA, free pension, and free Junior ISA with Freetrade. Invest commission-free in 7,600+ stocks, ETFs, investment trusts, gilts, and funds.

Already investing? Open a tax-efficient ISA with £0 account fees and commission-free access to 7,600+ stocks, ETFs, funds, and more.

Open a free account with Freetrade, fund it with £50 or more, and refer a friend so you both get a free share worth £10 to £100. Invest commission-free in 7,600+ investments.

Maxed your £20,000 ISA allowance? Keep investing commission-free with a free GIA. Access 7,600+ stocks, ETFs, funds, and more with £0 account fees.

Invest outside your ISA and SIPP with £0 account fees, no annual investment limit, and commission-free access to 7,600+ investments.

Transfer your pension to Freetrade with no transfer-in fees. Bring your retirement savings into a free SIPP and invest commission-free.

Open a free account with Freetrade, fund it with £50 or more, and refer a friend so you both get a free share worth £10 to £100. Invest commission-free in 7,600+ investments.

Join 1.6 million Freetrade users and invest for retirement with £0 account fees, £0 commission, and thousands of investment choices.

Pay £0 SIPP account fees and £0 commission with Freetrade. Keep more of your pension pot and invest it across 7,600+ stocks, ETFs, funds, bonds, and more.

Open a free SIPP and get tax relief on contributions, plus commission-free investing across 7,600+ investments.

Start investing for retirement with £0 account fees and commission-free access to 7,600+ investments, including stocks, ETFs, funds, bonds, and more.

Transfer your existing ISA to Freetrade with no transfer-in fees. Keep more of your money invested with £0 account fees and commission-free investing.

Open a free account with Freetrade, fund it with £50 or more, and refer a friend so you both get a free share worth £10 to £100. Invest commission-free in 7,600+ investments.

Recognised by Which? for great value. Join 1.6m+ users and invest commission-free in 7,600+ stocks, ETFs, and more.

Pay £0 ISA account fees and £0 commission with Freetrade. Keep more of your money invested across 7,500+ stocks, ETFs, funds, bonds, and more.

Open a free Freetrade ISA and invest tax-efficiently. Get £0 account fees and £0 commission across 7,500+ stocks, ETFs, funds, bonds, and more.

Award-winning trading app and web platform

Open the UK’s only free ISA and free SIPP that let you invest commission-free in funds, stocks, ETFs, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Free ISA, SIPP, and JISA: Open an ISA, SIPP, or JISA with £0 account fees and invest commission-free in 7,600+ stocks, ETFs, funds, bonds, and more.

Proud winners of:

Awards badges for Freetrade showing Which? Recommended Provider 2026, Finder Awards 2025 Provider of the Year, boring money's Value for Money Winner 2026, Best For Share Traders 2026, Best For Low-cost ISA 2026, Best for low-cost SIPP 2026, Best for ETFs 2026, and Investors Chronicle Financial Times 5 Star Winner ISA Provider Freetrade.

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Trustpilot
When you invest, your capital is at risk. ISA & SIPP rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. For the free share offer, £50 minimum net funding required. The probability is weighted, so more expensive shares will be rarer. See full terms and conditions here.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. For the free share offer, £50 minimum net funding required. The probability is weighted, so more expensive shares will be rarer. See full terms and conditions here.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Before transferring, check for any exit fees or loss of benefits from your current provider. Pensions transferred to Freetrade may lose any protected pension age benefit, meaning you may not be able to draw the money until age 57.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. For the free share offer, £50 minimum net funding required. The probability is weighted, so more expensive shares will be rarer. See full terms and conditions here.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Before transferring, check for any exit fees or loss of benefits from your current provider.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. For the free share offer, £50 minimum net funding required. The probability is weighted, so more expensive shares will be rarer. See full terms and conditions here.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply.
When you invest, your capital is at risk. ISA, SIPP, and JISA rules apply. Other charges may apply. Tax treatment depends on personal circumstances and current rules may change.

Fees shouldn't eat into your investments

How Freetrade keeps investing free
Investing should be accessible and transparent. That’s why we don't charge account fees or trading commissions.

Instead, we make money through:

  • FX fees when trading non-GBP investments
  • A portion of interest earned on uninvested cash
  • Optional paid plans offering lower FX fees, higher interest on cash, and more benefits.


Now you can access essential investing products, including self-invested personal pensions, at no extra cost.

Quit paying for nothing

76% of investors don’t know exactly how much they’re paying in fees*.

We keep pricing simple, transparent, and low, so that more of your money stays invested.

*Source: YouGov, 2093 investors, August 2025

Reach your goals faster

Fees don’t just cost you once; they compound over time. Even a 0.5% annual fee can quietly erode your returns year after year.‍

Calculate the real cost of fees over time here

Our mission

We set out to democratise investing, making it accessible to everyone. This is another step towards giving more people the tools to grow their wealth.

Get started

How it works

Access over 7,000 investment opportunities across global markets.
Buy
Discover
Top-up
Manage

Invest in seconds

Choose a stock, fund, ETF, or bond and place your order commission-free.
Web
App

Discover new opportunities

Access over 7,000 investment opportunities across global markets.
Web
App

Move money with ease

Add funds instantly and withdraw when you need to; securely and hassle-free.
Web
App

Track your performance

See how your investments are doing at a glance, with real-time updates and simple visuals.
Web
App
Get started
5 star reviews

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Trustpilot
As seen in

Investments to suit your goals

Join today and start investing in 7,000+ stocks and shares, ETFs, investment trusts, gilts, and funds with our low-cost intuitive platform.
Invest in global giants to rising stars
Choose from over 6,500 stocks and ETFs. From big tech companies to emerging innovators, choose an investment strategy that aligns with your goals.
Let experts do the heavy lifting
Benefit from instant diversification, expert management, and convenience with 500+ mutual funds from known providers like Vanguard, Legal & General, Blackrock, and more.
Put fixed income to work
Gilts pay out regular, fixed dividends every six months.

Backed by the UK government, gilts are considered secure investments. To date, the British government has never failed to make interest or principal payments on gilts.
Make your first step an easy one
Start investing or scale your portfolio with diversified options built by professionals with three carefully curated ready-made portfolios.
Explore stocks
Choose from over 6,500 stocks and ETFs; from big tech companies to emerging innovators.
Rectangular grey cards with stock, ETF, and mutual fund providers' logos on them.
DISCOVER FUNDS
Benefit from instant diversification, expert management, and convenience with 500+ mutual funds from known providers like Vanguard, Legal & General, Blackrock, and more.
Mobile screen showing a financial app interface for buying 1/4% gilt maturing 31/01/25 with £500 entered and 92 units estimated, and a purple button to review order.
calculate gilt returns
Gilts pay out regular, fixed dividends every six months. Backed by the UK government, gilts are considered secure investments.
Ready-made portfolios
Start investing or scale your portfolio with diversified options built by professionals with three carefully curated ready-made portfolios.
Freetrade is authorised and regulated by the Financial Conduct Authority (FCA) and investments are covered by the Financial Services Compensation Scheme (FSCS).
Get started

How much are fees costing you?

76% of investors don’t know exactly how much they’re paying in fees*.
Starting investment
Select an example starting balance below
Your current platform fees
Annual management fee (%)
%
Cost per month
£
Typical UK platforms charge around 0.25%-0.45% per year, or a flat monthly fee.
Commission fee per trade
£
Many platforms charge £5-£12 per trade. We’ve set £0 to reflect a commission-free option. Assumes around £500 per trade and 12 trades per year.
Projected annual growth
%
Choose an annual growth rate to see how different scenarios could change your investment’s value over time. This is not a forecast.
You could beValuebetter off after 30 years
Current potential returns, after feesValue
Potential returns with Freetrade, after feesValue
Your fees invested over 30 years
ValueValue
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Something went wrong — please check the form and try again.
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*YouGov, 2093 investors, August 2025.

Projection shown is illustrative and should not be relied upon as a prediction of actual returns. Figures shown assume recurring contributions of £500 per month and trades in GBP only (excluding FX fees). When you invest, your capital is at risk. The value of your investments can go down well as up, and you may get back less than you invest. Other charges may apply.

Freetrade does not give investment advice and you are responsible for making your own investment decisions. If you are unsure about what is right for you, you should seek independent advice.

Don't let tax eat into your returns

Choose from tax-efficient account options to keep more of your returns.

ISA

Free to open
Individual savings account
No UK tax on growth or dividends. A great way to build wealth tax-free.

SIPP

Free to open
Self-invested personal pension
Save for retirement with tax relief on contributions. Your money grows tax-free until you withdraw.

GIA

Free to open
General investment account
A flexible account if you’ve used your ISA allowance or don’t want a pension.
Tax treatment depends on personal circumstances and current rules may change.

Explore resources

All resources
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Market news
Dive into the latest market news, views, IPOs, and more from the Freetrade team.
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Guides
Easy-to-understand guides that break down key investing concepts, from beginner to advanced, so that you can invest more confidently.
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Tools & calculators
Do you know the impact fees have on your investments? Do you want to know what a gilt will be worth? Find out here.
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Product updates
The latest product updates, improvements, and features, in one place so that you always know what’s new in your app.

Pick the plan that suits you best

Save 17% when you choose an annual subscription.
Annually
Monthly
Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
 
Get basic
Accounts include
  • icon of a banknote

    Stocks and shares ISA

    New
  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.99% on non-GBP trades

  • icon of a stack of coins

    1% AER on up to £1k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
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Standard
£4.99
/Mo.
£59.88 billed annually
Get Standard
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£9.99
/Mo.
£119.88 billed annually
Get Plus
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
Freetrade basic plan icon with one star on a black circle
Basic
£0.00
/Mo.
 
Get basic
Accounts include
  • icon of a banknote

    Stocks and shares ISA

    New
  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.99% on non-GBP trades

  • icon of a stack of coins

    1% AER on up to £1k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
Two white sparkling stars icon on a dark blue to purple gradient circular background.
Standard
£5.99
/Mo.
billed monthly
Get Standard
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

    New
  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.59% on non-GBP trades

  • icon of a stack of coins

    2.5% AER on up to £2k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
Three white sparkling stars icons on a purple to pink gradient circular background.
Plus
£11.99
/Mo.
billed monthly
Get Plus
Accounts include
  • icon of a banknote

    Stocks and shares ISA

  • A square, triangle and circle shapes grouped together.

    Junior stocks and shares ISA

    New
  • Outline of a piggybank

    Pension (SIPP)

  • Outline icon of a bank

    General investment account

Benefits include
  • Freetrade logo icon

    Commission-free investing in Freetrade’s full universe of stocks, ETFs, and investment trusts

  • icon of a coin that has a dollar symbol inside a circle

    FX fee of 0.39% on non-GBP trades

  • icon of a stack of coins

    3.5% AER on up to £3k uninvested cash

  • Icon of a pie-chart

    Mutual funds and gilts

    New
and more...
Compare all features

You're just minutes away from commission-free investing

The value of your investments can go down as well as up and you may get back less than you invest. Other charges may apply. ISA & SIPP rules and T&Cs apply.

Freetrade is your gateway to commission-free investing. Join over 1.6 million users using the Best online trading platform, as voted at the British Bank Awards for six years running.

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Customer Support
Resources
Company
Important information

Freetrade does not provide investment advice and individual investors should make their own decisions or seek professional advice. The value of investments can go down as well as up and you may receive back less than your original investment. Freetrade is a trading name of Freetrade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

© 2026 Freetrade, All rights reserved. The Apple logo is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

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