Interest Rate

The amount a lender charges for lending your money, or a borrower pays you for borrowing your money.

The amount a lender charges for lending your money, or a borrower pays you for borrowing your money.

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Annualised Rate of Return

The average annual return an investor sees over a set period of time.
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UK Treasury bill

A debt instrument issued by the UK government with a maturity of less than one year.
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Oligopoly

A situation in which a market or industry is controlled by a small group of companies.
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Earnings per share

We look at what earnings per share mean and how to calculate it
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Net Income (NI)

The money a firm is left with from sales after subtracting taxes and different business costs.
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Accrued interest

The interest earned on a gilt since the last dividend date. When buying a gilt, the buyer pays the accrued interest at the time of a transaction to the seller in addition to the clean price of the gilt
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Hypothesis Testing

A mathematical test used to determine whether a claim is true or false.
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Spot Rate

The currency exchange rate a bank quotes, valid with immediate effect.
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Arithmetic Mean

The sum of a set of numbers added together and then divided by the total amount of numbers in that set.
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