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Interest Rate

Interest Rate

The amount a lender charges for lending your money, or a borrower pays you for borrowing your money.

The amount a lender charges for lending your money, or a borrower pays you for borrowing your money.

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Yield curve

A graphical representation of interest rates over time
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OEIC

Unique to the UK, these funds pool together money to invest from multiple investors.
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American Depository Receipts (ADRs)

Tradeable assets that let Americans invest in overseas stocks using US laws and dollars.
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Stock Exchange

A physical/digital place where stockbrokers and traders can buy and sell securities.
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Year to Date (YTD)

A period of time that starts with the first day of the current calendar year and ends with today.
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Bed & ISA

Understand what Bed and ISA is and how it works
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Total Return

This is the measurement of a fund’s performance in a specific period.
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Unit Trusts

A collective investment scheme the investors pay money into in exchange for units. The money is invested in a diversified portfolio of assets.
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Time-Weighted Rate of Return (TWRR)

A return calculated over the time period invested, that excludes extraneous elements, such as deposits to and withdrawals from the investment accounted.
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