Time Value of Money

The concept that money you have now is more valuable than the same sum in the future.

The concept that money you have now is more valuable than the same sum in the future.

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Rate of Return

Profit on an investment, expressed as a percentage of the investment.
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Bond

Learn what a bond is
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index-linked gilts

Gilts where the dividends and principal repayments are related to movements in the Retail Prices Index (RPI). This is as opposed to a conventional gilt, where the dividends and principal repayments are fixed in nominal terms.
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ESG investing

ESG is a hot topic right now for investors. Understand what ESG investing is all about and how you can use it to diversify your portfolio.
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Margin call

Learn what a margin call stands for in financial terms.
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Know Your Customer (KYC)

A legal requirement for financial firms to understand exactly who their customers are. Used to prevent money laundering and terrorist financing.
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Ponzi Scheme

A form of fraud designed to lure new investors, and pays the earlier backers by using the new investors' money.
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Balance sheet

A summary of a company's finances, including its assets, liabilities and shareholder equity.
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Equity

The amount of money a company would be left with by subtracting its liabilities from the value of its assets.
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