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Time Value of Money

Time Value of Money

The concept that money you have now is more valuable than the same sum in the future.

The concept that money you have now is more valuable than the same sum in the future.

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Packaged Retail and Insurance-based Investment Product (PRIIP)

An investment where, regardless of its legal form, the amount repayable to the retail investor is subject to fluctuations.
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Ponzi Scheme

A form of fraud designed to lure new investors, and pays the earlier backers by using the new investors' money.
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LSE

London Stock Exchange, which was founded in 1571 and now has a market cap of almost $5 trillion.
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Venture Capital Trust (VCT)

A listed company run by a fund manager, investing mainly in private companies.e.
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Fixed Income

An investment that provides a fixed rate of return, often over a specific set of time.
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Interest Rate

The amount a lender charges for lending your money, or a borrower pays you for borrowing your money.
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Hedge Fund

Investment funds that are often associated with riskier and shorter-term trading strategies.
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OEIC

Unique to the UK, these funds pool together money to invest from multiple investors.
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W-8BEN Form

Non-US individuals and businesses may have to file this form for the Internal Revenue Service (IRS), the US tax authority.
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