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Time Value of Money

Time Value of Money

The concept that money you have now is more valuable than the same sum in the future.

The concept that money you have now is more valuable than the same sum in the future.

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Annualised Rate of Return

The average annual return an investor sees over a set period of time.
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Packaged Retail and Insurance-based Investment Product (PRIIP)

An investment where, regardless of its legal form, the amount repayable to the retail investor is subject to fluctuations.
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Bond

Learn what a bond is
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Over-The-Counter (OTC)

A security that is sold outside of an exchange.
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Fundamentals

The data or information that is likely to impact a company's stock price.
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Conventional gilts

Gilts where the dividends and principal repayments are fixed in nominal terms. This is as opposed to an index-linked gilt where the dividends and principal repayments are related to movements in the Retail Prices Index (RPI).
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S&P 500

Find out what is the definition of the S&P 500 index.
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UK Treasury bill

A debt instrument issued by the UK government with a maturity of less than one year.
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Junk Bond

A form of debt investment that carries higher risk because of the likelihood that the issuer will default.
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