Time Value of Money

The concept that money you have now is more valuable than the same sum in the future.

The concept that money you have now is more valuable than the same sum in the future.

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Accrued interest

The interest earned on a gilt since the last dividend date. When buying a gilt, the buyer pays the accrued interest at the time of a transaction to the seller in addition to the clean price of the gilt
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Formal admission

The moment new shares are officially admitted to the stock exchange and open to trading for everyone.
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Fixed Income

An investment that provides a fixed rate of return, often over a specific set of time.
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American Depository Receipts (ADRs)

Tradeable assets that let Americans invest in overseas stocks using US laws and dollars.
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Annualised Rate of Return

The average annual return an investor sees over a set period of time.
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Accounting standards

The rules a company follows when preparing financial statements.
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Securities

Bonds and stocks.
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Value stocks

Stocks in companies that aren’t necessarily growing fast, but instead are dependable and stable.
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ESG investing

ESG is a hot topic right now for investors. Understand what ESG investing is all about and how you can use it to diversify your portfolio.
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