Inflation

The increase in the prices of goods and services over time, and the process by which money loses its value.

The increase in the prices of goods and services over time, and the process by which money loses its value.

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Spot Rate

The currency exchange rate a bank quotes, valid with immediate effect.
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Compound interest

Understand what compound interest means and how it's calculated
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Professional Client

An investor that is able to meet several regulatory criteria.
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Custodian bank

Learn what a custodian bank is.
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Diversification

An investment strategy in which money is put into a variety assets.
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American Depository Receipts (ADRs)

Tradeable assets that let Americans invest in overseas stocks using US laws and dollars.
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Conventional gilts

Gilts where the dividends and principal repayments are fixed in nominal terms. This is as opposed to an index-linked gilt where the dividends and principal repayments are related to movements in the Retail Prices Index (RPI).
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Technical Analysis

Examining price movements of shares and other assets, and trying to predict how they will move in the future.
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Total Return

This is the measurement of a fund’s performance in a specific period.
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