How much will a Freetrade stocks
and shares ISA cost?

You can get a stocks and shares ISA as part of our Standard plan for £4.99 per month, or Plus plan for £9.99 per month.

Charges

Standard plan

Plus plan

Monthly fee £4.99 £9.99
What's included? Access over 6,000 stocks and ETFs, features for more trading control and 1% interest on cash up to £2,000. Your ISA and SIPP are both included, Plus features for more trading control and 3% interest on cash up to £4,000.
Share dealing charges Free Free
Overseas share dealing charges Spot rate + 0.45% Spot rate + 0.45%
Transfer in Free Free
Transfer out Free Free

Transfers may be subject to restrictions, take a look at our ISA transfer rules for more information.

Annual ISA allowance 2021/22

How much can I invest in a stocks and shares ISA?

Each tax year the UK government sets an ISA allowance. It’s the total amount of money you can put into ISAs each year. 

The ISA allowance for the 2022/23 tax year (which ends on 5th April 2023) is £20,000.

Compare stocks and shares ISA charges

Simple plans with low monthly fees. So your your ISA can grow without your fees growing too.

Free
Trades
£4.99/mo
Standard plan
Yes
Fractional shares
Spot rate + 0.45%
FX rate
£11.95
Trades
0.45%
ISA account fee
No
Fractional shares
Spot rate + 1%
FX rate
£7.99
Trades
£9.99/mo
ISA account fee
No
Fractional shares
Spot rate + 1.5%
FX rate
£9.95
Trades
0.25%
ISA account fee
No
Fractional shares
Spot rate + 0.75%
FX rate

Comparisons to other stocks and shares ISA providers are based on published costs on their websites as of 5 July 2022, for a portfolio size of £5,000 and trades on shares and ETFs within a stocks and shares ISA.

Comparison Disclosure ⓘ

Hargreaves Lansdown:
ISA charges 0.45% of the value of shares in your account, capped at £45/year. Fee per trade reduces depending on the number of trades in the previous month to £8.95 per trade for 10-19 trades, and £5.95 for 20 or more trades. FX fee reduces to 0.75% after the first trade of £5,000, 0.5% for the next £10,000 and to 0.25% for over £20,000 value of trades.

Interactive Investor:
One free trade per month, then £7.99 per trade. FX fee reduces on a tiered scale. Trades between £25,000 - £49,999 are 1.25%, £50,000 - £99,999.99 are 1%, £100,000 - £599,999 are 0.5%, and £600,000 - £999,999.99 are 0.25%.

AJ Bell:
ISA charges 0.25% of the value of the shares in your account, max £3.50 per month. Each trade of shares and ETFs is £9.95. Fee per trade reduces to £4.95 when 10 or more trades done in the previous month. FX fee reduces on a tiered scale, based on transaction value: for the first £10,000 is 0.75%, £10,001 - £20,000 is 0.50%, and 0.25% for over £20,000.

Open a sipp

ISA fees calculator

Use our calculator to compare Freetrade’s charges against other investment ISA providers.

Open a sipp

Open investment ISA

Make your savings work harder. Download the app and open your ISA account in minutes.

Transfer SIPP

Transfer ISA

Grow your savings, not your fees. Find out how to transfer your ISA by following the link below.

Stocks and shares ISA charges FAQ

How do I pay for my ISA?

Your stocks and shares ISA comes as part of the Standard plan for £4.99 per month, or Plus plan for £9.99 per month. You’ll be charged on the day of the month you sign up for a plan and that same day each month after.

Are there any fees to transfer my ISA to Freetrade?

No, we don’t charge you anything for transferring your stocks and shares ISAto Freetrade. However, your current provider may charge, so please check directly with them.

What happens to my ISA if I cancel my Standard / Plus plan?

In order to cancel your Plus/Standard plan, you’ll have to close or transfer out your ISA first.

Can I have more than one ISA?

You can have more than one ISA. Which means you could have a Cash ISA and a Stocks and Shares ISA at the same time. You could also have a few stocks and shares ISAs that you have built up over the years with different providers. 

There is a catch though, each tax year you can only open or top up one of each type of ISA account

So for example, you can top up one stocks and shares ISA and one Cash ISA in the same tax year. But you can’t top up two stocks and shares ISAs in the same tax year.

For more information, take a look at our guide to stocks and shares ISAs.

Simple pricing plans

£0.00/mo

Accounts

GIA pink
General investment account

Benefits

  • Commission-free trades (other charges may apply. See full pricing table.)
  • Fractional US Shares
  • Access to more than 1,500 stocks, including the most popular shares and ETFs
£4.99/mo

Accounts

GIA white
General investment account
ISA
Stocks and shares ISA

Benefits
Everything in Basic, plus:

  • Full range of over 6,000 US, UK and EU stocks and ETFs
  • Automated order types
  • Advanced stock fundamentals
  • 1% on uninvested cash, up to a maximum of £2,000
NEW
£9.99/mo

Accounts

GIA white
General investment account
ISA
Stocks and shares ISA
SIPP white
Self-invested personal pension (SIPP)

Benefits
Everything in Standard, plus:

  • 3% on uninvested cash, up to a maximum of £4,000
  • Priority customer service
  • Freetrade Web beta

Download the app to start investing now



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